In the aftermath of the 2016 election, the Patient Protection and Affordable Care Act of 2010 (ACA) (P.L. 111-148) seems to be in a state of crisis. Donald Trump, the Republican president-elect, is a fierce opponent of the legislation and has said he would take steps to repeal it on his first day in office (Farley, 2016). Since his election as president, he has said that he would like to preserve the ban on preexisting conditions and allow young people to continue to stay on their parents’ health plans.

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In 2016, Aetna and some other large insurers announced they “would be pulling out of many of the ‘exchanges,’ the special insurance markets the law established” (Krugman, 2016a, para. 1). Much of the reason for this may be that the insurers have found it difficult to make money (Aaron,...

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