Abstract

Background

The Affordable Care Act (ACA) increased private nonemployer health insurance options, expanded Medicaid eligibility, and provided preexisting health condition protections. We evaluated insurance coverage among long-term adult survivors of childhood cancer pre- and post-ACA implementation.

Methods

Using the multicenter Childhood Cancer Survivor Study, we included participants from 2 cross-sectional surveys: pre-ACA (2007-2009; survivors: n = 7505; siblings: n = 2175) and post-ACA (2017-2019; survivors: n = 4030; siblings: n = 987). A subset completed both surveys (1840 survivors; 646 siblings). Multivariable regression models compared post-ACA insurance coverage and type (private, public, uninsured) between survivors and siblings and identified associated demographic and clinical factors. Multinomial models compared gaining and losing insurance vs staying the same among survivors and siblings who participated in both surveys.

Results

The proportion with insurance was higher post-ACA (survivors pre-ACA 89.1% to post-ACA 92.0% [+2.9%]; siblings pre-ACA 90.9% to post-ACA 95.3% [+4.4%]). Post-ACA insurance increase in coverage was higher among those aged 18-25 years (survivors: +15.8% vs +2.3% or less ages 26 years and older; siblings +17.8% vs +4.2% or less ages 26 years and older). Survivors were more likely to have public insurance than siblings post-ACA (18.4% vs 6.9%; odds ratio [OR] = 1.7, 95% confidence interval [CI] = 1.1 to 2.6). Survivors with severe chronic conditions (OR = 4.7, 95% CI = 3.0 to 7.3) and those living in Medicaid expansion states (OR = 2.4, 95% CI = 1.7 to 3.4) had increased odds of public insurance coverage post-ACA. Among the subset completing both surveys, low- and mid-income survivors (<$40 000 and <$60 000, respectively) experienced insurance losses and gains in reference to highest household income survivors (≥$100 000), relative to odds of keeping the same insurance status.

Conclusions

Post-ACA, more childhood cancer survivors and siblings had health insurance, although disparities remain in coverage.

Due to ongoing improvements in primary cancer therapy and supportive care, most children with cancer survive into adulthood as more than 85% become 5-year survivors (1). Today, there are more than 500 000 survivors of childhood cancer living in the United States (2). However, childhood cancer survivors are at risk for multiple morbidities and premature mortality from their cancer and its therapy in the decades following diagnosis as 96% develop a severe or life-threatening health condition and their excess mortality risk persists for 40 or more years from diagnosis (3,4). Thus, adequate health insurance coverage is fundamental to survivors’ ability to access appropriate follow-up care.

The Patient Protection and Affordable Care Act (ACA) was passed in 2010 with the intention of increasing access to affordable, quality health insurance and with specific options to protect individuals with preexisting conditions, such as survivors of childhood cancer (5-7). The ACA extended employer-sponsored parents’ private coverage for dependents up to age 26 years starting in 2010. Most ACA provisions were implemented in 2014, including the health insurance marketplace with subsidized coverage and premium tax credits for insurance purchase and expanded Medicaid income eligibility (6,7). Prior to the ACA, childhood cancer survivors were more likely to be uninsured and underinsured than their siblings or individuals without a cancer history (8-10).

Although uninsurance has declined since ACA implementation, little is known about whether the quality of insurance coverage for adult survivors of childhood cancer has improved (11,12). Today, comprehensive health insurance remains unaffordable for many middle- to low-income cancer survivors in the United States because of limits in insurance subsidies and because some states have not expanded Medicaid coverage to residents (9). Even among individuals who have insurance coverage, coverage disruptions and underinsurance (having continuous coverage but still experiencing high out-of-pocket costs relative to income, which with the increase in high deductible plans may lead to greater cost pressures for survivors) remain common in the general population (13,14). Whether the ACA has improved perceptions of insurance stability, which could affect survivors’ health-care-seeking behaviors regardless of actual insurance interruptions, as well as underinsurance, is unknown (15).

Drawing from the nationwide Childhood Cancer Survivor Study (CCSS), this analysis had the objective to investigate health insurance coverage for childhood cancer survivors compared with a similar age and demographic sample of siblings, approximately 10 years into implementation of the ACA. We hypothesized that survivors and siblings would have higher levels of coverage but that survivors would be more likely to have public insurance coverage than siblings after the ACA implementation. In addition, we examined underinsurance and worry about insurance stability among survivors and siblings. We also sought to identify whether among survivors only, certain subgroups of survivors such as those with lower incomes and with chronic health conditions remain uninsured or underinsured after the ACA implementation.

Methods

Population

The CCSS design has been reported in detail (16,17). The CCSS is a retrospective cohort study with longitudinal follow-up of survivors of childhood cancer originally diagnosed between 1970 and 1999 before the age of 21 years who survived at least 5 years after their original diagnosis and a randomly selected sibling sample to provide a comparison sample similar in age and demographics. The original CCSS cohort (diagnosed 1970-1986) and expansion cohort (1987-1999) are evaluated as a single, harmonized cohort that receives survey-based follow-up every 2-3 years. In the expansion cohort, acute lymphoblastic leukemia survivors were undersampled because of its dominant size. Institutional review boards at each of 31 participating sites in the United States and Canada approved the study, and informed consent was obtained from participants. Analyses were limited to US residents. Reporting follows the Strengthening the Reporting of Observational Studies in Epidemiology guidelines (18).

Exposures and outcome measures

We evaluated responses from 2 cross-sectional CCSS surveys that assessed health insurance. The first was administered pre-ACA (2007-2009) and was limited to the original cohort. The second was administered post-ACA (2017-2019) and included original and expansion cohorts (19). Because of the sensitive nature of the post-ACA survey with questions about financial toxicity (19), a randomly selected, representative sample of one-third of eligible participants received the questions about insurance coverage.

First, we examined insurance coverage pre- and post-ACA by comparing 2 cross-sectional populations using the 2007-2009 survey (survivors: n = 7505; siblings: n = 2175) and the 2017-2019 survey participants (survivors: n = 4030; siblings: n = 987). Any insurance coverage was collected at both timepoints, whereas type of insurance (private, public) was only ascertained in 2017-2019.

Second, among participants who completed the 2017-2019 survey, we examined type of insurance coverage (public, private, uninsured) and, among insured participants, both underinsurance and perceived insurance stability. Underinsurance was defined as spending more than 10% of household income on out-of-pocket medical expenses (20). Perceived insurance stability was generated from an item that asked about participants’ concern regarding maintaining current level of insurance coverage, grouped as not concerned, a little concerned, vs moderately greatly concerned (21).

Third, to investigate insurance loss and gains, we conducted a longitudinal analysis limited to the original cohort of survivors (n = 1840) and siblings (n = 646) who were randomly selected and participated in both the pre- and post-ACA surveys. Insurance loss or gain was operationalized as no change in insurance, losing insurance, and gaining insurance pre- and post-ACA.

Other measures included demographic factors and chronic conditions using the National Cancer Institute’s Common Terminology Criteria for Adverse Events (scored as 1 = mild; 2 = moderate; 3 = severe; and 4 = life-threatening, grouped as none vs 1-2 and 3-4) (22) from CCSS surveys. Cancer treatment was abstracted from medical records of survivors who authorized release. Residence in Medicaid expansion state was ascertained based on residence as of the post-ACA survey.

Statistical approach

We tabulated demographic characteristics of survivors and siblings and diagnostic and treatment characteristics of survivors for the pre- and post-ACA samples. For the cross-sectional analyses that compared insurance coverage pre- and post-ACA, we examined the unadjusted proportion of insured participants and the change between the 2 timepoints among subgroups (age at survey, sex, race and ethnicity) for survivors and siblings, respectively. Multivariable logistic regression examined pre-post changes in any insurance coverage for the 2 cross-sectional samples, with an interaction between survivor and sibling and pre- and postsurvey included to allow examination of the pre-post change differences between survivors and siblings, adjusting for age at survey, sex, and race and ethnicity.

For the post-ACA analyses, type of insurance (public, private, and uninsured) was examined in a multinomial logistic regression comparing survivors and siblings, estimating adjusted odds ratios (ORs) of privately insured (vs uninsured) and publicly insured (vs uninsured), adjusting for age at survey, sex, and race and ethnicity. Two multivariable logistic regression models evaluated underinsurance and perceived insurance stability between survivors and siblings who were currently insured, adjusting for age at survey, sex, and race and ethnicity.

We then fit a multinomial logistic regression model limited to survivors to assess associations of insurance type with demographic and clinical (treatment-related risk factors) characteristics with uninsured as the reference. Similarly, multivariable logistic regression models evaluated demographic and clinical characteristics among survivors associated with underinsurance and perceived insurance stability as based on previous literature (19,21,23). All models that evaluated demographic and treatment risk factors adjusted for residence in a state that had implemented Medicaid expansion or not by the survey date. Variables with a P value less than .2 in univariate models were then included in the multivariable models. For these models, because the ACA-dependent coverage option until age 26 years, we examined differences by age at survey, examining those aged 19-25 years compared with older age groups.

The longitudinal analysis used multinomial logistic regression models to evaluate associations of demographic and clinical characteristics with insurance losses or gains (reference group: no change) for survivors and siblings, respectively, with variables with a P value less than .2 in univariate models. We also examined pre-post changes in any insurance coverage for the longitudinal samples, with an interaction between survivor and sibling and pre and post survey, adjusting for age at survey, sex, and race and ethnicity. For these models, chronic conditions and household income are from the pre-ACA survey; age and Medicaid expansion status are based on the post-ACA survey (using residential zip code at survey); race and ethnicity, age at diagnosis, and treatment information come from the baseline survey and/or medical records. Further, the household income category pre-ACA and post-ACA were used to create a change in household income variable (ie, no change, decrease, increase). As a supplemental analysis, change in income was then used instead of household income in multinomial logistic regression models to evaluate associations of change in income as well as demographic and clinic characteristics with insurance losses or gains.

Generalized estimating equations were used in the above regression analyses to account for potential within-family correlation and correlation between the 2 timepoints of the same participants. All analyses included sampling weights for the expansion cohort acute lymphoblastic leukemia sampling. For income and race and ethnicity, we created “missing” and “unknown” categories, respectively. Because of sample size limitations, the race and ethnicity variables were collapsed into an aggregate variable for the adjusted multivariable regression analyses but are reported as separate variables for the unadjusted comparisons. Analyses using treatment were restricted to survivors whose treatment information was available. Statistical significance was preset at a P value less than .05. All statistical tests were 2-sided.

Results

Demographic and treatment characteristics

The pre-ACA survey included 7505 survivors and 2175 siblings, and the post-ACA survey included 4030 survivors and 987 siblings. A total of 1840 survivors and 646 siblings completed both surveys. Participants were approximately half women (pre-ACA survivor = 50.2%, sibling = 53.7%; post-ACA survivor = 51.3%, sibling = 57.6%) and primarily non-Hispanic White at both surveys (pre-ACA survivor = 86.5%, sibling = 89.5%; post-ACA survivor = 83.2%, sibling = 89.0%) and in the pre-post longitudinal sample (Table 1). Leukemia and Hodgkin lymphoma accounted for the largest proportion of cancers. Supplementary Figure 1 and Supplementary Table 1 (available online) show response rates and demographic and clinical differences, respectively, between respondents and non-respondents (participants tend to be more female and non-Hispanic White).

Table 1.

Demographic characteristics of survivors of childhood cancer and siblings pre- (2007-2009) vs post- (2017-2019) Affordable Care Act (ACA)

Demographic and clinical characteristicsSurvivors
Siblings
Pre-ACA survey,
No. (%)
Post-ACA survey,
No. (%)
Pre- and post-
ACA survey,a No. (%)
Pre-ACA survey,
No. (%)
Post-ACA survey,
No. (%)
Pre- and post-ACA
survey,a No. (%)
(n = 7505)(n = 4030)(n = 1840)(n = 2175)(n = 987)(n = 646)
Age at survey, yb
  18-25572 (7.6)309 (10.3)0 (0)197 (9.1)33 (3.3)51 (7.9)
  26-291200 (16.0)365 (11.4)0 (0)263 (12.1)27 (2.7)64 (9.9)
  30-341531 (20.4)620 (17.8)94 (5.1)357 (16.4)93 (9.4)97 (15.0)
  35-391707 (22.7)832 (19.4)355 (19.3)443 (20.4)143 (14.5)131 (20.3)
  40-441353 (18.0)692 (15.1)393 (21.4)395 (18.2)168 (17)126 (19.5)
  45-49814 (10.8)561 (12.1)412 (22.4)306 (14.1)167 (16.9)102 (15.8)
  50 and older328 (4.4)651 (14)586 (31.8)214 (9.8)356 (36.1)75 (11.6)
Sex
  Male3736 (49.8)1952 (48.7)867 (47.1)1008 (46.3)418 (42.4)274 (42.4)
  Female3769 (50.2)2078 (51.3)973 (52.9)1167 (53.7)569 (57.6)372 (57.6)
Race and ethnicity
  Black, non-Hispanic227 (3.0)188 (4.9)44 (2.4)51 (2.3)15 (1.5)8 (1.2)
  Hispanic323 (4.3)267 (7.0)75 (4.1)61 (2.8)33 (3.3)18 (2.8)
  Otherc461 (6.1)198 (4.9)105 (5.7)117 (5.4)61 (6.2)36 (5.6)
  White, non-Hispanic6494 (86.5)3377 (83.2)1616 (87.8)1946 (89.5)878 (89.0)584 (90.4)
Employment status
  Working for pay5770 (78.5)3138 (79.5)1470 (81.6)1802 (84.1)840 (85.4)535 (83.5)
  Not employed, in labor force1577 (21.5)862 (20.5)332 (18.4)340 (15.9)144 (14.6)106 (16.5)
Medicaid expansion state resident (2017-2019 survey)
  Yes3131 (78.6)1433 (78.5)769 (80.4)517 (80.3)
  No826 (21.4)392 (21.5)188 (19.6)127 (19.7)
Household incomed
  <$20 000783 (10.5)350 (9.2)143 (7.8)110 (5.1)32 (3.2)21 (3.3)
  $20 000-$39 9991257 (16.8)457 (11.9)305 (16.6)265 (12.2)67 (6.8)63 (9.8)
  $40 000-$59 9991242 (16.6)475 (11.4)311 (16.9)337 (15.5)99 (10)96 (14.9)
  $60 000-$79 9991114 (14.9)451 (11.0)290 (15.8)341 (15.7)93 (9.4)103 (15.9)
  $80 000-$99 999787 (10.5)421 (10.3)208 (11.3)280 (12.9)123 (12.5)92 (14.2)
  ≥$100 0001590 (21.2)1176 (28.2)422 (23.0)704 (32.4)465 (47.1)242 (37.5)
  Missing713 (9.5)700 (18)157 (8.6)136 (6.3)108 (10.9)29 (4.5)
Educational statuse
  High school or less1197 (16)255 (13.9)244 (11.2)52 (8)
  Some postgraduate, college2333 (31.1)516 (28.1)647 (29.7)162 (25.1)
  College graduate or more3966 (52.9)1065 (58)1284 (59)432 (66.9)
Marital statuse
  Married or living as married4246 (56.6)1126 (61.2)1510 (69.5)478 (74.0)
  Single, never Married2525 (33.7)572 (31.1)436 (20.1)113 (17.5)
  Divorced,
separated
708 (9.4)140 (7.6)220 (10.1)53 (8.2)
  Widowed18 (0.2)1 (0.1)8 (0.4)2 (0.3)
Chronic health conditions
  None1077 (14.4)636 (17.9)261 (14.2)732 (33.7)302 (30.6)192 (29.7)
  Grade 1-23081 (41.1)1689 (42.6)814 (44.2)1136 (52.2)536 (54.3)360 (55.7)
  Grade 3-43347 (44.6)1705 (39.5)765 (41.6)307 (14.1)149 (15.1)94 (14.6)
Age at diagnosis, y
  0-42993 (39.9)1562 (41.7)741 (40.3)
  5-91630 (21.7)904 (23.5)399 (21.7)
  10-141528 (20.4)907 (20.5)384 (20.9)
  15 and older1354 (18)657 (14.3)316 (17.2)
Diagnosis
  Leukemia2592 (34.5)1237 (40.1)656 (35.7)
  Central nervous system881 (11.7)672 (14.4)186 (10.1)
  Hodgkin lymphoma997 (13.3)480 (10.3)210 (11.4)
  Non-Hodgkin
lymphoma
584 (7.8)349 (7.5)155 (8.4)
  Kidney (Wilms)684 (9.1)386 (8.3)187 (10.2)
  Neuroblastoma493 (6.6)292 (6.3)125 (6.8)
  Soft tissue sarcoma658 (8.8)267 (5.7)159 (8.6)
  Bone cancer616 (8.2)347 (7.4)162 (8.8)
Any radiation
  Yes4547 (65.2)2086 (50.9)1101 (64.3)
  No2432 (34.8)1724 (49.1)612 (35.7)
Chest radiation
  Yes1758 (25.7)888 (21.4)408 (24.3)
  No5076 (74.3)2833 (78.6)1271 (75.7)
Abdominal or pelvic radiation
  Yes1804 (26.4)852 (20.6)418 (24.9)
  No5031 (73.6)2870 (79.4)1261 (75.1)
Limb (arm or leg) radiation
  Yes287 (4.2)187 (4.7)75 (4.5)
  No6547 (95.8)3534 (95.3)1604 (95.5)
Total body irradiation
  Yes90 (1.3)97 (2.6)22 (1.3)
  No6743 (98.7)3624 (97.4)1657 (98.7)
Any surgery
  Yes5348 (77.4)2982 (70.5)1315 (77.4)
  No1563 (22.6)818 (29.5)385 (22.6)
Any chemotherapy
  Yes5517 (79.7)3157 (85.4)1407 (82.6)
  No1406 (20.3)645 (14.6)296 (17.4)
Received alkylating agents
  Yes3476 (50.4)2056 (55.3)865 (51.1)
  No3414 (49.6)1727 (44.7)828 (48.9)
Anthracycline cumulative dose
  None4244 (63.4)1905 (46.9)1012 (61.6)
  1-299 mg/m²1549 (23.2)1295 (41.3)403 (24.5)
  ≥300 mg/m²896 (13.4)481 (11.8)228 (13.9)
Demographic and clinical characteristicsSurvivors
Siblings
Pre-ACA survey,
No. (%)
Post-ACA survey,
No. (%)
Pre- and post-
ACA survey,a No. (%)
Pre-ACA survey,
No. (%)
Post-ACA survey,
No. (%)
Pre- and post-ACA
survey,a No. (%)
(n = 7505)(n = 4030)(n = 1840)(n = 2175)(n = 987)(n = 646)
Age at survey, yb
  18-25572 (7.6)309 (10.3)0 (0)197 (9.1)33 (3.3)51 (7.9)
  26-291200 (16.0)365 (11.4)0 (0)263 (12.1)27 (2.7)64 (9.9)
  30-341531 (20.4)620 (17.8)94 (5.1)357 (16.4)93 (9.4)97 (15.0)
  35-391707 (22.7)832 (19.4)355 (19.3)443 (20.4)143 (14.5)131 (20.3)
  40-441353 (18.0)692 (15.1)393 (21.4)395 (18.2)168 (17)126 (19.5)
  45-49814 (10.8)561 (12.1)412 (22.4)306 (14.1)167 (16.9)102 (15.8)
  50 and older328 (4.4)651 (14)586 (31.8)214 (9.8)356 (36.1)75 (11.6)
Sex
  Male3736 (49.8)1952 (48.7)867 (47.1)1008 (46.3)418 (42.4)274 (42.4)
  Female3769 (50.2)2078 (51.3)973 (52.9)1167 (53.7)569 (57.6)372 (57.6)
Race and ethnicity
  Black, non-Hispanic227 (3.0)188 (4.9)44 (2.4)51 (2.3)15 (1.5)8 (1.2)
  Hispanic323 (4.3)267 (7.0)75 (4.1)61 (2.8)33 (3.3)18 (2.8)
  Otherc461 (6.1)198 (4.9)105 (5.7)117 (5.4)61 (6.2)36 (5.6)
  White, non-Hispanic6494 (86.5)3377 (83.2)1616 (87.8)1946 (89.5)878 (89.0)584 (90.4)
Employment status
  Working for pay5770 (78.5)3138 (79.5)1470 (81.6)1802 (84.1)840 (85.4)535 (83.5)
  Not employed, in labor force1577 (21.5)862 (20.5)332 (18.4)340 (15.9)144 (14.6)106 (16.5)
Medicaid expansion state resident (2017-2019 survey)
  Yes3131 (78.6)1433 (78.5)769 (80.4)517 (80.3)
  No826 (21.4)392 (21.5)188 (19.6)127 (19.7)
Household incomed
  <$20 000783 (10.5)350 (9.2)143 (7.8)110 (5.1)32 (3.2)21 (3.3)
  $20 000-$39 9991257 (16.8)457 (11.9)305 (16.6)265 (12.2)67 (6.8)63 (9.8)
  $40 000-$59 9991242 (16.6)475 (11.4)311 (16.9)337 (15.5)99 (10)96 (14.9)
  $60 000-$79 9991114 (14.9)451 (11.0)290 (15.8)341 (15.7)93 (9.4)103 (15.9)
  $80 000-$99 999787 (10.5)421 (10.3)208 (11.3)280 (12.9)123 (12.5)92 (14.2)
  ≥$100 0001590 (21.2)1176 (28.2)422 (23.0)704 (32.4)465 (47.1)242 (37.5)
  Missing713 (9.5)700 (18)157 (8.6)136 (6.3)108 (10.9)29 (4.5)
Educational statuse
  High school or less1197 (16)255 (13.9)244 (11.2)52 (8)
  Some postgraduate, college2333 (31.1)516 (28.1)647 (29.7)162 (25.1)
  College graduate or more3966 (52.9)1065 (58)1284 (59)432 (66.9)
Marital statuse
  Married or living as married4246 (56.6)1126 (61.2)1510 (69.5)478 (74.0)
  Single, never Married2525 (33.7)572 (31.1)436 (20.1)113 (17.5)
  Divorced,
separated
708 (9.4)140 (7.6)220 (10.1)53 (8.2)
  Widowed18 (0.2)1 (0.1)8 (0.4)2 (0.3)
Chronic health conditions
  None1077 (14.4)636 (17.9)261 (14.2)732 (33.7)302 (30.6)192 (29.7)
  Grade 1-23081 (41.1)1689 (42.6)814 (44.2)1136 (52.2)536 (54.3)360 (55.7)
  Grade 3-43347 (44.6)1705 (39.5)765 (41.6)307 (14.1)149 (15.1)94 (14.6)
Age at diagnosis, y
  0-42993 (39.9)1562 (41.7)741 (40.3)
  5-91630 (21.7)904 (23.5)399 (21.7)
  10-141528 (20.4)907 (20.5)384 (20.9)
  15 and older1354 (18)657 (14.3)316 (17.2)
Diagnosis
  Leukemia2592 (34.5)1237 (40.1)656 (35.7)
  Central nervous system881 (11.7)672 (14.4)186 (10.1)
  Hodgkin lymphoma997 (13.3)480 (10.3)210 (11.4)
  Non-Hodgkin
lymphoma
584 (7.8)349 (7.5)155 (8.4)
  Kidney (Wilms)684 (9.1)386 (8.3)187 (10.2)
  Neuroblastoma493 (6.6)292 (6.3)125 (6.8)
  Soft tissue sarcoma658 (8.8)267 (5.7)159 (8.6)
  Bone cancer616 (8.2)347 (7.4)162 (8.8)
Any radiation
  Yes4547 (65.2)2086 (50.9)1101 (64.3)
  No2432 (34.8)1724 (49.1)612 (35.7)
Chest radiation
  Yes1758 (25.7)888 (21.4)408 (24.3)
  No5076 (74.3)2833 (78.6)1271 (75.7)
Abdominal or pelvic radiation
  Yes1804 (26.4)852 (20.6)418 (24.9)
  No5031 (73.6)2870 (79.4)1261 (75.1)
Limb (arm or leg) radiation
  Yes287 (4.2)187 (4.7)75 (4.5)
  No6547 (95.8)3534 (95.3)1604 (95.5)
Total body irradiation
  Yes90 (1.3)97 (2.6)22 (1.3)
  No6743 (98.7)3624 (97.4)1657 (98.7)
Any surgery
  Yes5348 (77.4)2982 (70.5)1315 (77.4)
  No1563 (22.6)818 (29.5)385 (22.6)
Any chemotherapy
  Yes5517 (79.7)3157 (85.4)1407 (82.6)
  No1406 (20.3)645 (14.6)296 (17.4)
Received alkylating agents
  Yes3476 (50.4)2056 (55.3)865 (51.1)
  No3414 (49.6)1727 (44.7)828 (48.9)
Anthracycline cumulative dose
  None4244 (63.4)1905 (46.9)1012 (61.6)
  1-299 mg/m²1549 (23.2)1295 (41.3)403 (24.5)
  ≥300 mg/m²896 (13.4)481 (11.8)228 (13.9)
a

Participants who completed both the 2007-2009 and 2017-2019 surveys.

b

Pre-ACA, maximum age in years was 58.9 for survivors and 62.6 for siblings. Post-ACA, maximum age for survivors 67.4 and siblings 69.2. The Pre/Post-ACA sample maximum age was 57.5 for survivors and 59.5 for siblings. 

c

Other designates participants indicating other race groups or multiple race groups.

d

For pre-ACA columns, income from 2007-2009 survey was used and for post-ACA column income from 2017-2019 survey was used. For the longitudinal sample who had surveys in both the 2007-2009 and 2017-2019 time-periods, the values at 2007-2009 are shown. 

e

Education and marital status were asked only in 2007-2009. For the longitudinal sample, the values at 2007-2009 are shown.

Table 1.

Demographic characteristics of survivors of childhood cancer and siblings pre- (2007-2009) vs post- (2017-2019) Affordable Care Act (ACA)

Demographic and clinical characteristicsSurvivors
Siblings
Pre-ACA survey,
No. (%)
Post-ACA survey,
No. (%)
Pre- and post-
ACA survey,a No. (%)
Pre-ACA survey,
No. (%)
Post-ACA survey,
No. (%)
Pre- and post-ACA
survey,a No. (%)
(n = 7505)(n = 4030)(n = 1840)(n = 2175)(n = 987)(n = 646)
Age at survey, yb
  18-25572 (7.6)309 (10.3)0 (0)197 (9.1)33 (3.3)51 (7.9)
  26-291200 (16.0)365 (11.4)0 (0)263 (12.1)27 (2.7)64 (9.9)
  30-341531 (20.4)620 (17.8)94 (5.1)357 (16.4)93 (9.4)97 (15.0)
  35-391707 (22.7)832 (19.4)355 (19.3)443 (20.4)143 (14.5)131 (20.3)
  40-441353 (18.0)692 (15.1)393 (21.4)395 (18.2)168 (17)126 (19.5)
  45-49814 (10.8)561 (12.1)412 (22.4)306 (14.1)167 (16.9)102 (15.8)
  50 and older328 (4.4)651 (14)586 (31.8)214 (9.8)356 (36.1)75 (11.6)
Sex
  Male3736 (49.8)1952 (48.7)867 (47.1)1008 (46.3)418 (42.4)274 (42.4)
  Female3769 (50.2)2078 (51.3)973 (52.9)1167 (53.7)569 (57.6)372 (57.6)
Race and ethnicity
  Black, non-Hispanic227 (3.0)188 (4.9)44 (2.4)51 (2.3)15 (1.5)8 (1.2)
  Hispanic323 (4.3)267 (7.0)75 (4.1)61 (2.8)33 (3.3)18 (2.8)
  Otherc461 (6.1)198 (4.9)105 (5.7)117 (5.4)61 (6.2)36 (5.6)
  White, non-Hispanic6494 (86.5)3377 (83.2)1616 (87.8)1946 (89.5)878 (89.0)584 (90.4)
Employment status
  Working for pay5770 (78.5)3138 (79.5)1470 (81.6)1802 (84.1)840 (85.4)535 (83.5)
  Not employed, in labor force1577 (21.5)862 (20.5)332 (18.4)340 (15.9)144 (14.6)106 (16.5)
Medicaid expansion state resident (2017-2019 survey)
  Yes3131 (78.6)1433 (78.5)769 (80.4)517 (80.3)
  No826 (21.4)392 (21.5)188 (19.6)127 (19.7)
Household incomed
  <$20 000783 (10.5)350 (9.2)143 (7.8)110 (5.1)32 (3.2)21 (3.3)
  $20 000-$39 9991257 (16.8)457 (11.9)305 (16.6)265 (12.2)67 (6.8)63 (9.8)
  $40 000-$59 9991242 (16.6)475 (11.4)311 (16.9)337 (15.5)99 (10)96 (14.9)
  $60 000-$79 9991114 (14.9)451 (11.0)290 (15.8)341 (15.7)93 (9.4)103 (15.9)
  $80 000-$99 999787 (10.5)421 (10.3)208 (11.3)280 (12.9)123 (12.5)92 (14.2)
  ≥$100 0001590 (21.2)1176 (28.2)422 (23.0)704 (32.4)465 (47.1)242 (37.5)
  Missing713 (9.5)700 (18)157 (8.6)136 (6.3)108 (10.9)29 (4.5)
Educational statuse
  High school or less1197 (16)255 (13.9)244 (11.2)52 (8)
  Some postgraduate, college2333 (31.1)516 (28.1)647 (29.7)162 (25.1)
  College graduate or more3966 (52.9)1065 (58)1284 (59)432 (66.9)
Marital statuse
  Married or living as married4246 (56.6)1126 (61.2)1510 (69.5)478 (74.0)
  Single, never Married2525 (33.7)572 (31.1)436 (20.1)113 (17.5)
  Divorced,
separated
708 (9.4)140 (7.6)220 (10.1)53 (8.2)
  Widowed18 (0.2)1 (0.1)8 (0.4)2 (0.3)
Chronic health conditions
  None1077 (14.4)636 (17.9)261 (14.2)732 (33.7)302 (30.6)192 (29.7)
  Grade 1-23081 (41.1)1689 (42.6)814 (44.2)1136 (52.2)536 (54.3)360 (55.7)
  Grade 3-43347 (44.6)1705 (39.5)765 (41.6)307 (14.1)149 (15.1)94 (14.6)
Age at diagnosis, y
  0-42993 (39.9)1562 (41.7)741 (40.3)
  5-91630 (21.7)904 (23.5)399 (21.7)
  10-141528 (20.4)907 (20.5)384 (20.9)
  15 and older1354 (18)657 (14.3)316 (17.2)
Diagnosis
  Leukemia2592 (34.5)1237 (40.1)656 (35.7)
  Central nervous system881 (11.7)672 (14.4)186 (10.1)
  Hodgkin lymphoma997 (13.3)480 (10.3)210 (11.4)
  Non-Hodgkin
lymphoma
584 (7.8)349 (7.5)155 (8.4)
  Kidney (Wilms)684 (9.1)386 (8.3)187 (10.2)
  Neuroblastoma493 (6.6)292 (6.3)125 (6.8)
  Soft tissue sarcoma658 (8.8)267 (5.7)159 (8.6)
  Bone cancer616 (8.2)347 (7.4)162 (8.8)
Any radiation
  Yes4547 (65.2)2086 (50.9)1101 (64.3)
  No2432 (34.8)1724 (49.1)612 (35.7)
Chest radiation
  Yes1758 (25.7)888 (21.4)408 (24.3)
  No5076 (74.3)2833 (78.6)1271 (75.7)
Abdominal or pelvic radiation
  Yes1804 (26.4)852 (20.6)418 (24.9)
  No5031 (73.6)2870 (79.4)1261 (75.1)
Limb (arm or leg) radiation
  Yes287 (4.2)187 (4.7)75 (4.5)
  No6547 (95.8)3534 (95.3)1604 (95.5)
Total body irradiation
  Yes90 (1.3)97 (2.6)22 (1.3)
  No6743 (98.7)3624 (97.4)1657 (98.7)
Any surgery
  Yes5348 (77.4)2982 (70.5)1315 (77.4)
  No1563 (22.6)818 (29.5)385 (22.6)
Any chemotherapy
  Yes5517 (79.7)3157 (85.4)1407 (82.6)
  No1406 (20.3)645 (14.6)296 (17.4)
Received alkylating agents
  Yes3476 (50.4)2056 (55.3)865 (51.1)
  No3414 (49.6)1727 (44.7)828 (48.9)
Anthracycline cumulative dose
  None4244 (63.4)1905 (46.9)1012 (61.6)
  1-299 mg/m²1549 (23.2)1295 (41.3)403 (24.5)
  ≥300 mg/m²896 (13.4)481 (11.8)228 (13.9)
Demographic and clinical characteristicsSurvivors
Siblings
Pre-ACA survey,
No. (%)
Post-ACA survey,
No. (%)
Pre- and post-
ACA survey,a No. (%)
Pre-ACA survey,
No. (%)
Post-ACA survey,
No. (%)
Pre- and post-ACA
survey,a No. (%)
(n = 7505)(n = 4030)(n = 1840)(n = 2175)(n = 987)(n = 646)
Age at survey, yb
  18-25572 (7.6)309 (10.3)0 (0)197 (9.1)33 (3.3)51 (7.9)
  26-291200 (16.0)365 (11.4)0 (0)263 (12.1)27 (2.7)64 (9.9)
  30-341531 (20.4)620 (17.8)94 (5.1)357 (16.4)93 (9.4)97 (15.0)
  35-391707 (22.7)832 (19.4)355 (19.3)443 (20.4)143 (14.5)131 (20.3)
  40-441353 (18.0)692 (15.1)393 (21.4)395 (18.2)168 (17)126 (19.5)
  45-49814 (10.8)561 (12.1)412 (22.4)306 (14.1)167 (16.9)102 (15.8)
  50 and older328 (4.4)651 (14)586 (31.8)214 (9.8)356 (36.1)75 (11.6)
Sex
  Male3736 (49.8)1952 (48.7)867 (47.1)1008 (46.3)418 (42.4)274 (42.4)
  Female3769 (50.2)2078 (51.3)973 (52.9)1167 (53.7)569 (57.6)372 (57.6)
Race and ethnicity
  Black, non-Hispanic227 (3.0)188 (4.9)44 (2.4)51 (2.3)15 (1.5)8 (1.2)
  Hispanic323 (4.3)267 (7.0)75 (4.1)61 (2.8)33 (3.3)18 (2.8)
  Otherc461 (6.1)198 (4.9)105 (5.7)117 (5.4)61 (6.2)36 (5.6)
  White, non-Hispanic6494 (86.5)3377 (83.2)1616 (87.8)1946 (89.5)878 (89.0)584 (90.4)
Employment status
  Working for pay5770 (78.5)3138 (79.5)1470 (81.6)1802 (84.1)840 (85.4)535 (83.5)
  Not employed, in labor force1577 (21.5)862 (20.5)332 (18.4)340 (15.9)144 (14.6)106 (16.5)
Medicaid expansion state resident (2017-2019 survey)
  Yes3131 (78.6)1433 (78.5)769 (80.4)517 (80.3)
  No826 (21.4)392 (21.5)188 (19.6)127 (19.7)
Household incomed
  <$20 000783 (10.5)350 (9.2)143 (7.8)110 (5.1)32 (3.2)21 (3.3)
  $20 000-$39 9991257 (16.8)457 (11.9)305 (16.6)265 (12.2)67 (6.8)63 (9.8)
  $40 000-$59 9991242 (16.6)475 (11.4)311 (16.9)337 (15.5)99 (10)96 (14.9)
  $60 000-$79 9991114 (14.9)451 (11.0)290 (15.8)341 (15.7)93 (9.4)103 (15.9)
  $80 000-$99 999787 (10.5)421 (10.3)208 (11.3)280 (12.9)123 (12.5)92 (14.2)
  ≥$100 0001590 (21.2)1176 (28.2)422 (23.0)704 (32.4)465 (47.1)242 (37.5)
  Missing713 (9.5)700 (18)157 (8.6)136 (6.3)108 (10.9)29 (4.5)
Educational statuse
  High school or less1197 (16)255 (13.9)244 (11.2)52 (8)
  Some postgraduate, college2333 (31.1)516 (28.1)647 (29.7)162 (25.1)
  College graduate or more3966 (52.9)1065 (58)1284 (59)432 (66.9)
Marital statuse
  Married or living as married4246 (56.6)1126 (61.2)1510 (69.5)478 (74.0)
  Single, never Married2525 (33.7)572 (31.1)436 (20.1)113 (17.5)
  Divorced,
separated
708 (9.4)140 (7.6)220 (10.1)53 (8.2)
  Widowed18 (0.2)1 (0.1)8 (0.4)2 (0.3)
Chronic health conditions
  None1077 (14.4)636 (17.9)261 (14.2)732 (33.7)302 (30.6)192 (29.7)
  Grade 1-23081 (41.1)1689 (42.6)814 (44.2)1136 (52.2)536 (54.3)360 (55.7)
  Grade 3-43347 (44.6)1705 (39.5)765 (41.6)307 (14.1)149 (15.1)94 (14.6)
Age at diagnosis, y
  0-42993 (39.9)1562 (41.7)741 (40.3)
  5-91630 (21.7)904 (23.5)399 (21.7)
  10-141528 (20.4)907 (20.5)384 (20.9)
  15 and older1354 (18)657 (14.3)316 (17.2)
Diagnosis
  Leukemia2592 (34.5)1237 (40.1)656 (35.7)
  Central nervous system881 (11.7)672 (14.4)186 (10.1)
  Hodgkin lymphoma997 (13.3)480 (10.3)210 (11.4)
  Non-Hodgkin
lymphoma
584 (7.8)349 (7.5)155 (8.4)
  Kidney (Wilms)684 (9.1)386 (8.3)187 (10.2)
  Neuroblastoma493 (6.6)292 (6.3)125 (6.8)
  Soft tissue sarcoma658 (8.8)267 (5.7)159 (8.6)
  Bone cancer616 (8.2)347 (7.4)162 (8.8)
Any radiation
  Yes4547 (65.2)2086 (50.9)1101 (64.3)
  No2432 (34.8)1724 (49.1)612 (35.7)
Chest radiation
  Yes1758 (25.7)888 (21.4)408 (24.3)
  No5076 (74.3)2833 (78.6)1271 (75.7)
Abdominal or pelvic radiation
  Yes1804 (26.4)852 (20.6)418 (24.9)
  No5031 (73.6)2870 (79.4)1261 (75.1)
Limb (arm or leg) radiation
  Yes287 (4.2)187 (4.7)75 (4.5)
  No6547 (95.8)3534 (95.3)1604 (95.5)
Total body irradiation
  Yes90 (1.3)97 (2.6)22 (1.3)
  No6743 (98.7)3624 (97.4)1657 (98.7)
Any surgery
  Yes5348 (77.4)2982 (70.5)1315 (77.4)
  No1563 (22.6)818 (29.5)385 (22.6)
Any chemotherapy
  Yes5517 (79.7)3157 (85.4)1407 (82.6)
  No1406 (20.3)645 (14.6)296 (17.4)
Received alkylating agents
  Yes3476 (50.4)2056 (55.3)865 (51.1)
  No3414 (49.6)1727 (44.7)828 (48.9)
Anthracycline cumulative dose
  None4244 (63.4)1905 (46.9)1012 (61.6)
  1-299 mg/m²1549 (23.2)1295 (41.3)403 (24.5)
  ≥300 mg/m²896 (13.4)481 (11.8)228 (13.9)
a

Participants who completed both the 2007-2009 and 2017-2019 surveys.

b

Pre-ACA, maximum age in years was 58.9 for survivors and 62.6 for siblings. Post-ACA, maximum age for survivors 67.4 and siblings 69.2. The Pre/Post-ACA sample maximum age was 57.5 for survivors and 59.5 for siblings. 

c

Other designates participants indicating other race groups or multiple race groups.

d

For pre-ACA columns, income from 2007-2009 survey was used and for post-ACA column income from 2017-2019 survey was used. For the longitudinal sample who had surveys in both the 2007-2009 and 2017-2019 time-periods, the values at 2007-2009 are shown. 

e

Education and marital status were asked only in 2007-2009. For the longitudinal sample, the values at 2007-2009 are shown.

Survivor vs sibling comparisons in health insurance coverage pre-ACA to post-ACA

The proportion of insured survivors was statistically significantly higher post-ACA (+2.9%; 89.1% pre-ACA; 92.0% post-ACA; P < .05; Figure 1, Table 2), with higher levels of coverage post-ACA among the original cohort (original = 93.7% vs expansion = 90.5%; not shown). When limited to survivors completing both surveys (Supplementary Table 2, available online), the overall increase in coverage was similar (+2.7%; 91.6% pre-ACA; 94.2% post-ACA; P < .05). The prevalence of siblings with insurance coverage was statistically significantly higher by 4.4% (90.9% pre-ACA; 95.3% post-ACA; P < .05; Figure 1, Table 2). Siblings who completed both surveys did not statistically differ pre- and post-ACA (+1.9%; 93.0% pre-ACA; 94.9% post-ACA; Supplementary Table 2, available online). The proportion insured among most subgroups of survivors and siblings was higher at post-ACA vs pre-ACA (Table 2), with improvements largely among survivors (+15.8%) and siblings (+17.8%) aged 18-25 years (vs <2.3% and <4.2%, respectively for older participants), siblings racialized as Black (+23.5%), and survivors with incomes less than $20 000 (+10.6%) and siblings with incomes less than $20 000 (+14.0%) and $20 000-$39 999 (+10.8%).

Changes in percent insured overall and by demographic factors among childhood cancer survivors and siblings pre- (2007-2009) to post- (2017-2019) Affordable Care Act (ACA) implementation. Higher percentages indicate an increase in the proportion insured between pre-ACA and post-ACA. Estimates are unadjusted. There were insufficient numbers of siblings (≤20) in the American Indian and Alaska Native, Asian and Pacific Islander, and Other race groups to examine change in insurance coverage. Other race and ethnicity indicates participants indicating more than one race. aP value less than .05 comparing pre- with post-ACA changes in percent insured. AIAN = Alaska Native; PI = Pacific Islander.
Figure 1.

Changes in percent insured overall and by demographic factors among childhood cancer survivors and siblings pre- (2007-2009) to post- (2017-2019) Affordable Care Act (ACA) implementation. Higher percentages indicate an increase in the proportion insured between pre-ACA and post-ACA. Estimates are unadjusted. There were insufficient numbers of siblings (≤20) in the American Indian and Alaska Native, Asian and Pacific Islander, and Other race groups to examine change in insurance coverage. Other race and ethnicity indicates participants indicating more than one race. aPvalue less than .05 comparing pre- with post-ACA changes in percent insured. AIAN = Alaska Native; PI = Pacific Islander.

Table 2.

Insurance coverage and type of insurance pre- (2007-2009) vs post- (2017-2019) Affordable Care Act (ACA) implementation among survivors and siblings by demographic subgroups

DemographicsSurvivors
Siblings
Pre-ACAPost-ACAOverall %
change in
insured
Pre-ACAPost-ACAOverall %
change in
insured
(n = 7505)a
(n = 4030)b
(n = 2175)a
(n = 987)b
No.% insuredNo.% insuredAmong insured
No.% insuredNo.% insuredAmong insured
% privatec% publicc% privatec% publicc
Overall668789.1372492.081.618.4+2.9d197890.994195.393.16.9+4.4d
Sex
  Male328688.0179191.782.817.2+3.7d90089.339293.894.35.7+4.5d
  Female340190.2193392.380.619.4+2.1d107892.454996.592.27.8+4.1d
Race and ethnicitye
  Black,
non-Hispanic
18280.216283.962.937.1+3.73976.515100.086.713.3+23.5
  Hispanic26582.023186.378.721.3+4.35488.52987.993.16.9−0.6
  Other40688.118190.379.520.5+2.210287.25488.594.45.6+1.3
  White,
non-Hispanic
583489.8315093.082.917.1+3.2d178391.684396.093.16.9+4.4d
Age at survey, y
  18-2546180.629796.477.122.9+15.8d16282.233100.096.33.7+17.8d
  26-29102285.231585.078.521.5−0.222485.22488.9100.00.0+3.7
  30-34137189.555789.582.018.0+0.032089.68490.388.111.9+0.7
  35-39152989.676191.580.020.0+1.940691.613795.893.46.6+4.2
  40-44125192.564793.184.115.9+0.637394.415994.694.95.1+0.2
  45-4974992.052994.383.116.9+2.328894.116397.693.86.2+3.5
  50 and older30492.761894.984.615.4+2.220595.834195.892.27.8+0.0
Household incomef
  <$20 00054569.628680.229.570.5+10.6d7467.32681.339.160.9+14.0
  $20 000-$39 999104783.338584.567.832.2+1.220175.85886.670.729.3+10.8d
  $40 000-$59 999111990.142889.787.312.7−0.430289.69494.989.011.0+5.3
  $60 000-$79 999105594.743496.294.25.8+1.532093.88894.694.35.7+0.8
  $80 000-$99 99975595.939593.995.44.6−2.027196.811996.797.42.6−0.1
  ≥$100 000155697.9116398.897.72.3+0.969298.345597.898.91.1−0.5
  Missing59283.063390.164.635.4+7.1d11685.310193.589.810.2+8.2d
DemographicsSurvivors
Siblings
Pre-ACAPost-ACAOverall %
change in
insured
Pre-ACAPost-ACAOverall %
change in
insured
(n = 7505)a
(n = 4030)b
(n = 2175)a
(n = 987)b
No.% insuredNo.% insuredAmong insured
No.% insuredNo.% insuredAmong insured
% privatec% publicc% privatec% publicc
Overall668789.1372492.081.618.4+2.9d197890.994195.393.16.9+4.4d
Sex
  Male328688.0179191.782.817.2+3.7d90089.339293.894.35.7+4.5d
  Female340190.2193392.380.619.4+2.1d107892.454996.592.27.8+4.1d
Race and ethnicitye
  Black,
non-Hispanic
18280.216283.962.937.1+3.73976.515100.086.713.3+23.5
  Hispanic26582.023186.378.721.3+4.35488.52987.993.16.9−0.6
  Other40688.118190.379.520.5+2.210287.25488.594.45.6+1.3
  White,
non-Hispanic
583489.8315093.082.917.1+3.2d178391.684396.093.16.9+4.4d
Age at survey, y
  18-2546180.629796.477.122.9+15.8d16282.233100.096.33.7+17.8d
  26-29102285.231585.078.521.5−0.222485.22488.9100.00.0+3.7
  30-34137189.555789.582.018.0+0.032089.68490.388.111.9+0.7
  35-39152989.676191.580.020.0+1.940691.613795.893.46.6+4.2
  40-44125192.564793.184.115.9+0.637394.415994.694.95.1+0.2
  45-4974992.052994.383.116.9+2.328894.116397.693.86.2+3.5
  50 and older30492.761894.984.615.4+2.220595.834195.892.27.8+0.0
Household incomef
  <$20 00054569.628680.229.570.5+10.6d7467.32681.339.160.9+14.0
  $20 000-$39 999104783.338584.567.832.2+1.220175.85886.670.729.3+10.8d
  $40 000-$59 999111990.142889.787.312.7−0.430289.69494.989.011.0+5.3
  $60 000-$79 999105594.743496.294.25.8+1.532093.88894.694.35.7+0.8
  $80 000-$99 99975595.939593.995.44.6−2.027196.811996.797.42.6−0.1
  ≥$100 000155697.9116398.897.72.3+0.969298.345597.898.91.1−0.5
  Missing59283.063390.164.635.4+7.1d11685.310193.589.810.2+8.2d
a

Limited to participants who were administered and responded to the 2007-2009 survey (survivors: n = 7505; siblings: n = 2175). Estimates are unadjusted. Bold is to indicate the overall results from the analyses by demographic factors. + are to indicate results where insurance increased (− to indicate decreases).

b

Limited to participants who were administered and responded to 2017-2019 survey (survivors: n = 4030; siblings: n = 987).

c

Type of insurance was only asked at 2017-2019.

d

P value less than .05 in unadjusted tests of statistical significance from pre-ACA to post-ACA.

e

“Other” designates participants indicating other race groups or multiple race groups.

f

For pre-ACA, income from 2007-2009 survey was used, and for post-ACA, income from 2017-2019 survey was used.

Table 2.

Insurance coverage and type of insurance pre- (2007-2009) vs post- (2017-2019) Affordable Care Act (ACA) implementation among survivors and siblings by demographic subgroups

DemographicsSurvivors
Siblings
Pre-ACAPost-ACAOverall %
change in
insured
Pre-ACAPost-ACAOverall %
change in
insured
(n = 7505)a
(n = 4030)b
(n = 2175)a
(n = 987)b
No.% insuredNo.% insuredAmong insured
No.% insuredNo.% insuredAmong insured
% privatec% publicc% privatec% publicc
Overall668789.1372492.081.618.4+2.9d197890.994195.393.16.9+4.4d
Sex
  Male328688.0179191.782.817.2+3.7d90089.339293.894.35.7+4.5d
  Female340190.2193392.380.619.4+2.1d107892.454996.592.27.8+4.1d
Race and ethnicitye
  Black,
non-Hispanic
18280.216283.962.937.1+3.73976.515100.086.713.3+23.5
  Hispanic26582.023186.378.721.3+4.35488.52987.993.16.9−0.6
  Other40688.118190.379.520.5+2.210287.25488.594.45.6+1.3
  White,
non-Hispanic
583489.8315093.082.917.1+3.2d178391.684396.093.16.9+4.4d
Age at survey, y
  18-2546180.629796.477.122.9+15.8d16282.233100.096.33.7+17.8d
  26-29102285.231585.078.521.5−0.222485.22488.9100.00.0+3.7
  30-34137189.555789.582.018.0+0.032089.68490.388.111.9+0.7
  35-39152989.676191.580.020.0+1.940691.613795.893.46.6+4.2
  40-44125192.564793.184.115.9+0.637394.415994.694.95.1+0.2
  45-4974992.052994.383.116.9+2.328894.116397.693.86.2+3.5
  50 and older30492.761894.984.615.4+2.220595.834195.892.27.8+0.0
Household incomef
  <$20 00054569.628680.229.570.5+10.6d7467.32681.339.160.9+14.0
  $20 000-$39 999104783.338584.567.832.2+1.220175.85886.670.729.3+10.8d
  $40 000-$59 999111990.142889.787.312.7−0.430289.69494.989.011.0+5.3
  $60 000-$79 999105594.743496.294.25.8+1.532093.88894.694.35.7+0.8
  $80 000-$99 99975595.939593.995.44.6−2.027196.811996.797.42.6−0.1
  ≥$100 000155697.9116398.897.72.3+0.969298.345597.898.91.1−0.5
  Missing59283.063390.164.635.4+7.1d11685.310193.589.810.2+8.2d
DemographicsSurvivors
Siblings
Pre-ACAPost-ACAOverall %
change in
insured
Pre-ACAPost-ACAOverall %
change in
insured
(n = 7505)a
(n = 4030)b
(n = 2175)a
(n = 987)b
No.% insuredNo.% insuredAmong insured
No.% insuredNo.% insuredAmong insured
% privatec% publicc% privatec% publicc
Overall668789.1372492.081.618.4+2.9d197890.994195.393.16.9+4.4d
Sex
  Male328688.0179191.782.817.2+3.7d90089.339293.894.35.7+4.5d
  Female340190.2193392.380.619.4+2.1d107892.454996.592.27.8+4.1d
Race and ethnicitye
  Black,
non-Hispanic
18280.216283.962.937.1+3.73976.515100.086.713.3+23.5
  Hispanic26582.023186.378.721.3+4.35488.52987.993.16.9−0.6
  Other40688.118190.379.520.5+2.210287.25488.594.45.6+1.3
  White,
non-Hispanic
583489.8315093.082.917.1+3.2d178391.684396.093.16.9+4.4d
Age at survey, y
  18-2546180.629796.477.122.9+15.8d16282.233100.096.33.7+17.8d
  26-29102285.231585.078.521.5−0.222485.22488.9100.00.0+3.7
  30-34137189.555789.582.018.0+0.032089.68490.388.111.9+0.7
  35-39152989.676191.580.020.0+1.940691.613795.893.46.6+4.2
  40-44125192.564793.184.115.9+0.637394.415994.694.95.1+0.2
  45-4974992.052994.383.116.9+2.328894.116397.693.86.2+3.5
  50 and older30492.761894.984.615.4+2.220595.834195.892.27.8+0.0
Household incomef
  <$20 00054569.628680.229.570.5+10.6d7467.32681.339.160.9+14.0
  $20 000-$39 999104783.338584.567.832.2+1.220175.85886.670.729.3+10.8d
  $40 000-$59 999111990.142889.787.312.7−0.430289.69494.989.011.0+5.3
  $60 000-$79 999105594.743496.294.25.8+1.532093.88894.694.35.7+0.8
  $80 000-$99 99975595.939593.995.44.6−2.027196.811996.797.42.6−0.1
  ≥$100 000155697.9116398.897.72.3+0.969298.345597.898.91.1−0.5
  Missing59283.063390.164.635.4+7.1d11685.310193.589.810.2+8.2d
a

Limited to participants who were administered and responded to the 2007-2009 survey (survivors: n = 7505; siblings: n = 2175). Estimates are unadjusted. Bold is to indicate the overall results from the analyses by demographic factors. + are to indicate results where insurance increased (− to indicate decreases).

b

Limited to participants who were administered and responded to 2017-2019 survey (survivors: n = 4030; siblings: n = 987).

c

Type of insurance was only asked at 2017-2019.

d

P value less than .05 in unadjusted tests of statistical significance from pre-ACA to post-ACA.

e

“Other” designates participants indicating other race groups or multiple race groups.

f

For pre-ACA, income from 2007-2009 survey was used, and for post-ACA, income from 2017-2019 survey was used.

In multivariable models for the cross-sectional sample, insurance coverage post- vs pre-ACA was higher for both (survivors: OR = 1.4, 95% confidence interval [CI] = 1.2 to 1.6; siblings: OR = 1.6, 95% CI = 1.2 to 2.3; interaction survivor-sibling term not statistically significant, P = .35; Supplementary Table 3, available online). Among the longitudinal sample, estimates included survivors (OR = 1.5, 95% CI = 1.2 to 1.9; siblings: OR = 1.4, 95% CI = 0.9 to 2.1; Pinteraction = .73).

Post-ACA survivor vs sibling type of insurance coverage, underinsurance, and perceived insurance stability

In the post-ACA period, fewer survivors compared with siblings had private insurance (81.6% [95% CI = 80.5% to 82.8%] vs 93.1% [95% CI = 91.5% to 94.7%]; Table 2). Survivors had 0.61 (95% CI = 0.44 to 0.85; Figure 2) the odds of private insurance vs being uninsured compared with siblings. A higher proportion of survivors had public insurance coverage compared with siblings (18.4% [95% CI = 17.2% to 19.5%] vs 6.9% [95% CI = 5.3% to 8.6%]) Survivors had 1.71 (95% CI = 1.14 to 2.58) the odds of public insurance vs being uninsured in comparison with siblings. Post-ACA, more survivors residing in Medicaid expansion states reported public insurance (17.7%) than survivors in nonexpansion states (13.7%; overall P < .001; Table 3). No statistically significant difference was observed among siblings in expansion (6.9%) compared with nonexpansion states (4.8%; overall P = .45; Table 3).

Adjusted odds ratios, 95% confidence intervals, and prevalence for type of insurance (private and public vs uninsured), underinsurance, and perceived insurance stability comparing survivors with siblings post–Affordable Care Act (2017-2019). Limited to participants who were administered and responded to the 2017-2019 survey. All models adjusted for age at survey, sex, and race and ethnicity. Prevalence of insurance estimates includes all participants. Underinsurance and perceived insurance stability include only participants with insurance. Underinsurance calculated among those who reported spending more than 10% of income on medical costs and where family income was reported. Perceived insurance stability indicates participants reporting not concerned or a little concerned about maintaining their insurance coverage. CI = confidence interval; OR = odds ratio.
Figure 2.

Adjusted odds ratios, 95% confidence intervals, and prevalence for type of insurance (private and public vs uninsured), underinsurance, and perceived insurance stability comparing survivors with siblings post–Affordable Care Act (2017-2019). Limited to participants who were administered and responded to the 2017-2019 survey. All models adjusted for age at survey, sex, and race and ethnicity. Prevalence of insurance estimates includes all participants. Underinsurance and perceived insurance stability include only participants with insurance. Underinsurance calculated among those who reported spending more than 10% of income on medical costs and where family income was reported. Perceived insurance stability indicates participants reporting not concerned or a little concerned about maintaining their insurance coverage. CI = confidence interval; OR = odds ratio.

Table 3.

Unadjusted estimates of insurance coverage 2017-2019 among survivors and siblings by residence in medical expansion state or nonexpansion state

DemographicsMedicaid expansion state
a
Non-Medicaid expansion statea
UninsuredPrivatePublicUninsuredPrivatePublic
No. (%)No. (%)No. (%)No. (%)No. (%)No. (%)
Survivors
Total219 (7.4)2283 (74.9)563 (17.7)77 (10.7)620 (75.6)114 (13.7)
Sex
  Male122 (8.1)1117 (75.3)252 (16.7)36 (10.6)301 (77.0)47 (12.4)
  Female97 (6.7)1166 (74.5)311 (18.8)41 (10.8)319 (74.3)67 (14.9)
Race and ethnicity
  Black, non-Hispanic17 (14.7)67 (49.6)46 (35.7)9 (25.0)29 (59.5)9 (15.5)
  Hispanic29 (13.1)156 (68.8)46 (18.1)7 (20.8)18 (60.1)4 (19.1)
  Otherb14 (10.4)110 (69.7)31 (19.9)2 (5.6)27 (83.2)4 (11.2)
  White, non-Hispanic159 (6.3)1950 (77.1)440 (16.6)59 (9.5)546 (77.1)97 (13.5)
Age at 2017-2019, y
  18-2511 (4.9)155 (71.6)51 (23.5)1 (1.3)40 (85.7)7 (12.9)
  26-2940 (14.7)186 (67.2)64 (18.0)8 (14.4)43 (66.0)13 (19.6)
  30-3442 (8.8)337 (73.3)97 (17.9)20 (16.8)96 (73.1)16 (10.2)
  35-3951 (7.6)457 (73.7)120 (18.7)17 (10.8)139 (73.0)28 (16.2)
  40-4428 (5.3)420 (79.3)82 (15.4)16 (12.9)105 (74.7)18 (12.4)
  45-4922 (5.2)328 (77.0)76 (17.9)8 (7.1)92 (82.2)12 (10.7)
  50 and older25 (5.0)400 (80.3)73 (14.6)7 (5.3)105 (79.5)20 (15.2)
Siblings
Total34 (4.5)670 (88.6)52 (6.9)11 (5.9)166 (89.3)9 (4.8)
Sex
  Male18 (5.7)279 (88.9)17 (5.4)8 (9.0)77 (86.5)4 (4.5)
  Female16 (3.6)391 (88.5)35 (7.9)3 (3.1)89 (91.8)5 (5.2)
Race and ethnicity
  Black, non-Hispanic0 (0.0)6 (75.0)2 (25.0)0 (0.0)7 (100.0)0 (0.0)
  Hispanic4 (13.8)23 (79.3)2 (6.9)0 (0.0)3 (100.0)0 (0.0)
  Otherb5 (10.2)41 (83.7)3 (6.1)2 (22.2)7 (77.8)0 (0.0)
  White, non-Hispanic25 (3.7)600 (89.6)45 (6.7)9 (5.4)149 (89.2)9 (5.4)
Age at 2017-2019, y
  18-250 (0.0)23 (95.8)1 (4.2)0 (0.0)3 (100.0)0 (0.0)
  26-292 (9.5)19 (90.5)0 (0.0)1 (20.0)4 (80.0)0 (0.0)
  30-348 (11.6)52 (75.4)9 (13.0)1 (4.3)21 (91.3)1 (4.3)
  35-394 (3.5)101 (89.4)8 (7.1)2 (8.0)23 (92.0)0 (0.0)
  40-446 (4.5)122 (91.7)5 (3.8)3 (10.7)24 (85.7)1 (3.6)
  45-493 (2.4)111 (90.2)9 (7.3)1 (2.9)33 (94.3)1 (2.9)
  50 and older11 (4.0)242 (88.6)20 (7.3)3 (4.5)58 (86.6)6 (9.0)
DemographicsMedicaid expansion state
a
Non-Medicaid expansion statea
UninsuredPrivatePublicUninsuredPrivatePublic
No. (%)No. (%)No. (%)No. (%)No. (%)No. (%)
Survivors
Total219 (7.4)2283 (74.9)563 (17.7)77 (10.7)620 (75.6)114 (13.7)
Sex
  Male122 (8.1)1117 (75.3)252 (16.7)36 (10.6)301 (77.0)47 (12.4)
  Female97 (6.7)1166 (74.5)311 (18.8)41 (10.8)319 (74.3)67 (14.9)
Race and ethnicity
  Black, non-Hispanic17 (14.7)67 (49.6)46 (35.7)9 (25.0)29 (59.5)9 (15.5)
  Hispanic29 (13.1)156 (68.8)46 (18.1)7 (20.8)18 (60.1)4 (19.1)
  Otherb14 (10.4)110 (69.7)31 (19.9)2 (5.6)27 (83.2)4 (11.2)
  White, non-Hispanic159 (6.3)1950 (77.1)440 (16.6)59 (9.5)546 (77.1)97 (13.5)
Age at 2017-2019, y
  18-2511 (4.9)155 (71.6)51 (23.5)1 (1.3)40 (85.7)7 (12.9)
  26-2940 (14.7)186 (67.2)64 (18.0)8 (14.4)43 (66.0)13 (19.6)
  30-3442 (8.8)337 (73.3)97 (17.9)20 (16.8)96 (73.1)16 (10.2)
  35-3951 (7.6)457 (73.7)120 (18.7)17 (10.8)139 (73.0)28 (16.2)
  40-4428 (5.3)420 (79.3)82 (15.4)16 (12.9)105 (74.7)18 (12.4)
  45-4922 (5.2)328 (77.0)76 (17.9)8 (7.1)92 (82.2)12 (10.7)
  50 and older25 (5.0)400 (80.3)73 (14.6)7 (5.3)105 (79.5)20 (15.2)
Siblings
Total34 (4.5)670 (88.6)52 (6.9)11 (5.9)166 (89.3)9 (4.8)
Sex
  Male18 (5.7)279 (88.9)17 (5.4)8 (9.0)77 (86.5)4 (4.5)
  Female16 (3.6)391 (88.5)35 (7.9)3 (3.1)89 (91.8)5 (5.2)
Race and ethnicity
  Black, non-Hispanic0 (0.0)6 (75.0)2 (25.0)0 (0.0)7 (100.0)0 (0.0)
  Hispanic4 (13.8)23 (79.3)2 (6.9)0 (0.0)3 (100.0)0 (0.0)
  Otherb5 (10.2)41 (83.7)3 (6.1)2 (22.2)7 (77.8)0 (0.0)
  White, non-Hispanic25 (3.7)600 (89.6)45 (6.7)9 (5.4)149 (89.2)9 (5.4)
Age at 2017-2019, y
  18-250 (0.0)23 (95.8)1 (4.2)0 (0.0)3 (100.0)0 (0.0)
  26-292 (9.5)19 (90.5)0 (0.0)1 (20.0)4 (80.0)0 (0.0)
  30-348 (11.6)52 (75.4)9 (13.0)1 (4.3)21 (91.3)1 (4.3)
  35-394 (3.5)101 (89.4)8 (7.1)2 (8.0)23 (92.0)0 (0.0)
  40-446 (4.5)122 (91.7)5 (3.8)3 (10.7)24 (85.7)1 (3.6)
  45-493 (2.4)111 (90.2)9 (7.3)1 (2.9)33 (94.3)1 (2.9)
  50 and older11 (4.0)242 (88.6)20 (7.3)3 (4.5)58 (86.6)6 (9.0)
a

Restricted to those without missing information on state of residence and insurance status and type. Bold values indicate the total groups.

b

Other designates participants indicating other race groups or multiple race groups.

Table 3.

Unadjusted estimates of insurance coverage 2017-2019 among survivors and siblings by residence in medical expansion state or nonexpansion state

DemographicsMedicaid expansion state
a
Non-Medicaid expansion statea
UninsuredPrivatePublicUninsuredPrivatePublic
No. (%)No. (%)No. (%)No. (%)No. (%)No. (%)
Survivors
Total219 (7.4)2283 (74.9)563 (17.7)77 (10.7)620 (75.6)114 (13.7)
Sex
  Male122 (8.1)1117 (75.3)252 (16.7)36 (10.6)301 (77.0)47 (12.4)
  Female97 (6.7)1166 (74.5)311 (18.8)41 (10.8)319 (74.3)67 (14.9)
Race and ethnicity
  Black, non-Hispanic17 (14.7)67 (49.6)46 (35.7)9 (25.0)29 (59.5)9 (15.5)
  Hispanic29 (13.1)156 (68.8)46 (18.1)7 (20.8)18 (60.1)4 (19.1)
  Otherb14 (10.4)110 (69.7)31 (19.9)2 (5.6)27 (83.2)4 (11.2)
  White, non-Hispanic159 (6.3)1950 (77.1)440 (16.6)59 (9.5)546 (77.1)97 (13.5)
Age at 2017-2019, y
  18-2511 (4.9)155 (71.6)51 (23.5)1 (1.3)40 (85.7)7 (12.9)
  26-2940 (14.7)186 (67.2)64 (18.0)8 (14.4)43 (66.0)13 (19.6)
  30-3442 (8.8)337 (73.3)97 (17.9)20 (16.8)96 (73.1)16 (10.2)
  35-3951 (7.6)457 (73.7)120 (18.7)17 (10.8)139 (73.0)28 (16.2)
  40-4428 (5.3)420 (79.3)82 (15.4)16 (12.9)105 (74.7)18 (12.4)
  45-4922 (5.2)328 (77.0)76 (17.9)8 (7.1)92 (82.2)12 (10.7)
  50 and older25 (5.0)400 (80.3)73 (14.6)7 (5.3)105 (79.5)20 (15.2)
Siblings
Total34 (4.5)670 (88.6)52 (6.9)11 (5.9)166 (89.3)9 (4.8)
Sex
  Male18 (5.7)279 (88.9)17 (5.4)8 (9.0)77 (86.5)4 (4.5)
  Female16 (3.6)391 (88.5)35 (7.9)3 (3.1)89 (91.8)5 (5.2)
Race and ethnicity
  Black, non-Hispanic0 (0.0)6 (75.0)2 (25.0)0 (0.0)7 (100.0)0 (0.0)
  Hispanic4 (13.8)23 (79.3)2 (6.9)0 (0.0)3 (100.0)0 (0.0)
  Otherb5 (10.2)41 (83.7)3 (6.1)2 (22.2)7 (77.8)0 (0.0)
  White, non-Hispanic25 (3.7)600 (89.6)45 (6.7)9 (5.4)149 (89.2)9 (5.4)
Age at 2017-2019, y
  18-250 (0.0)23 (95.8)1 (4.2)0 (0.0)3 (100.0)0 (0.0)
  26-292 (9.5)19 (90.5)0 (0.0)1 (20.0)4 (80.0)0 (0.0)
  30-348 (11.6)52 (75.4)9 (13.0)1 (4.3)21 (91.3)1 (4.3)
  35-394 (3.5)101 (89.4)8 (7.1)2 (8.0)23 (92.0)0 (0.0)
  40-446 (4.5)122 (91.7)5 (3.8)3 (10.7)24 (85.7)1 (3.6)
  45-493 (2.4)111 (90.2)9 (7.3)1 (2.9)33 (94.3)1 (2.9)
  50 and older11 (4.0)242 (88.6)20 (7.3)3 (4.5)58 (86.6)6 (9.0)
DemographicsMedicaid expansion state
a
Non-Medicaid expansion statea
UninsuredPrivatePublicUninsuredPrivatePublic
No. (%)No. (%)No. (%)No. (%)No. (%)No. (%)
Survivors
Total219 (7.4)2283 (74.9)563 (17.7)77 (10.7)620 (75.6)114 (13.7)
Sex
  Male122 (8.1)1117 (75.3)252 (16.7)36 (10.6)301 (77.0)47 (12.4)
  Female97 (6.7)1166 (74.5)311 (18.8)41 (10.8)319 (74.3)67 (14.9)
Race and ethnicity
  Black, non-Hispanic17 (14.7)67 (49.6)46 (35.7)9 (25.0)29 (59.5)9 (15.5)
  Hispanic29 (13.1)156 (68.8)46 (18.1)7 (20.8)18 (60.1)4 (19.1)
  Otherb14 (10.4)110 (69.7)31 (19.9)2 (5.6)27 (83.2)4 (11.2)
  White, non-Hispanic159 (6.3)1950 (77.1)440 (16.6)59 (9.5)546 (77.1)97 (13.5)
Age at 2017-2019, y
  18-2511 (4.9)155 (71.6)51 (23.5)1 (1.3)40 (85.7)7 (12.9)
  26-2940 (14.7)186 (67.2)64 (18.0)8 (14.4)43 (66.0)13 (19.6)
  30-3442 (8.8)337 (73.3)97 (17.9)20 (16.8)96 (73.1)16 (10.2)
  35-3951 (7.6)457 (73.7)120 (18.7)17 (10.8)139 (73.0)28 (16.2)
  40-4428 (5.3)420 (79.3)82 (15.4)16 (12.9)105 (74.7)18 (12.4)
  45-4922 (5.2)328 (77.0)76 (17.9)8 (7.1)92 (82.2)12 (10.7)
  50 and older25 (5.0)400 (80.3)73 (14.6)7 (5.3)105 (79.5)20 (15.2)
Siblings
Total34 (4.5)670 (88.6)52 (6.9)11 (5.9)166 (89.3)9 (4.8)
Sex
  Male18 (5.7)279 (88.9)17 (5.4)8 (9.0)77 (86.5)4 (4.5)
  Female16 (3.6)391 (88.5)35 (7.9)3 (3.1)89 (91.8)5 (5.2)
Race and ethnicity
  Black, non-Hispanic0 (0.0)6 (75.0)2 (25.0)0 (0.0)7 (100.0)0 (0.0)
  Hispanic4 (13.8)23 (79.3)2 (6.9)0 (0.0)3 (100.0)0 (0.0)
  Otherb5 (10.2)41 (83.7)3 (6.1)2 (22.2)7 (77.8)0 (0.0)
  White, non-Hispanic25 (3.7)600 (89.6)45 (6.7)9 (5.4)149 (89.2)9 (5.4)
Age at 2017-2019, y
  18-250 (0.0)23 (95.8)1 (4.2)0 (0.0)3 (100.0)0 (0.0)
  26-292 (9.5)19 (90.5)0 (0.0)1 (20.0)4 (80.0)0 (0.0)
  30-348 (11.6)52 (75.4)9 (13.0)1 (4.3)21 (91.3)1 (4.3)
  35-394 (3.5)101 (89.4)8 (7.1)2 (8.0)23 (92.0)0 (0.0)
  40-446 (4.5)122 (91.7)5 (3.8)3 (10.7)24 (85.7)1 (3.6)
  45-493 (2.4)111 (90.2)9 (7.3)1 (2.9)33 (94.3)1 (2.9)
  50 and older11 (4.0)242 (88.6)20 (7.3)3 (4.5)58 (86.6)6 (9.0)
a

Restricted to those without missing information on state of residence and insurance status and type. Bold values indicate the total groups.

b

Other designates participants indicating other race groups or multiple race groups.

Among the insured participants, post-ACA, more survivors than siblings reported underinsurance (survivors [9.7%, 95% CI = 8.7% to 10.7%] vs siblings [5.1%, 95% CI = 3.6% to 6.7%]; OR = 2.25, 95% CI = 1.58 to 3.19) (Figure 2). Survivors were less likely to perceive insurance coverage as stable than siblings (survivors [86.3%, 95% CI = 85.2% to 87.3%] vs siblings [91.0%, 95% CI = 89.1% to 92.8%]; OR = 0.56, 95% CI = 0.44 to 0.72).

Factors associated with post-ACA type of insurance coverage among survivors

Compared with survivors aged 18-25 years, those aged 26 years and older were less likely to have public or private insurance post-ACA (Figure 3). Private insurance was less common for all race and ethnic minority groups of survivors compared with non-Hispanic White survivors. Additionally, Hispanic survivors were less likely to have public coverage (OR = 0.6, 95% CI = 0.3 to 0.9) compared with non-Hispanic White survivors. Female survivors were more likely to have private insurance (OR = 1.4, 95% CI = 1.1 to 1.8) than male survivors. Compared with household incomes of $100 000 or more per year, incomes less than $100 000 were less likely to have private insurance. For chronic health conditions, higher grade was associated with increased odds of public insurance (grade 3-4: OR = 4.7, 95% CI = 3.0 to 7.3 vs none) than survivors with no chronic health conditions. Survivors living in Medicaid expansion states were more likely to report public insurance than survivors in states that did not expand Medicaid (OR = 2.4, 95% CI = 1.7 to 3.4).

Adjusted odds ratios and 95% confidence intervals for type of insurance coverage (private and public vs uninsured) in association with demographic and clinical factors among childhood cancer survivors post–Affordable Care Act (2017-2019). Multivariable multinomial regression with uninsured as reference. Models limited to participants who were administered and responded to the 2017-2019 survey: survivors (n = 4030). Model covariates include variables statistically significant in univariate analyses at a P value less than .2. Other race and ethnicity indicate participants indicating more than 1 race. Odds ratios and 95% confidence intervals above 1 indicate statistically significantly higher odds or private or public insurance, respectively, whereas 95% confidence intervals below 1 indicate statistically significantly lower odds of private or public insurance, respectively. CI = confidence interval; NH = non-Hispanic; OR = odds ratio; Ref = referent; RT = radiation therapy.
Figure 3.

Adjusted odds ratios and 95% confidence intervals for type of insurance coverage (private and public vs uninsured) in association with demographic and clinical factors among childhood cancer survivors post–Affordable Care Act (2017-2019). Multivariable multinomial regression with uninsured as reference. Models limited to participants who were administered and responded to the 2017-2019 survey: survivors (n=4030). Model covariates include variables statistically significant in univariate analyses at a Pvalue less than .2. Other race and ethnicity indicate participants indicating more than 1 race. Odds ratios and 95% confidence intervals above 1 indicate statistically significantly higher odds or private or public insurance, respectively, whereas 95% confidence intervals below 1 indicate statistically significantly lower odds of private or public insurance, respectively. CI = confidence interval; NH = non-Hispanic; OR = odds ratio; Ref = referent; RT = radiation therapy.

Among insured survivors (Table 4), the outcomes of underinsured and perceived insurance stability included few statistically significant findings by age subgroups, although the oldest survivors (aged 50 years and older) were less likely to indicate perceived insurance stability in comparison with the youngest survivor group (OR = 0.4, 95% CI = 0.2 to 0.8 vs referent group, survivors 18-25 years). Hispanic survivors were less likely to report their insurance coverage as stable than non-Hispanic White survivors (OR = 0.6, 95% CI = 0.4 to 0.9 vs White survivors). Female survivors were more likely to be underinsured than male survivors (OR = 1.5, 95% CI = 1.1 to 2.1). Underinsurance was more common among those with incomes less than $100 000 per year when compared with the highest household income category (≥$100 000). Middle- to low-income groups were less likely to report their insurance as stable in comparison to the highest income group. Survivors with any chronic health conditions were less likely to perceive their coverage as stable compared with survivors with no chronic health conditions.

Table 4.

Adjusted odds ratios (ORs) and 95% confidence intervals (CIs) post–Affordable Care Act (2017-2019) of underinsurance and perceived insurance stability among insured childhood cancer survivors

Demographic and clinical characteristicsUnderinsurance
a,b
Perceived insurance stabilitya
OR (95% CI)POR (95% CI)P
Age at 2017-2019, y
  18-25ReferentReferent
  26-292.1 (0.9 to 5.0).100.7 (0.4 to 1.3).23
  30-341.1 (0.4 to 2.5).890.6 (0.4 to 1.1).10
  35-391.0 (0.4 to 2.1).900.7 (0.4 to 1.1).14
  40-440.9 (0.4 to 2.1).840.6 (0.3 to 1.0).05
  45-491.1 (0.5 to 2.5).850.6 (0.4 to 1.1).09
  50 and older1.4 (0.6 to 3.4).410.4 (0.2 to 0.8).003
Race and ethnicity
  Black, non-HispanicN/A0.7 (0.4 to 1.2).24
  Hispanic0.6 (0.4 to 0.9).02
  Otherc0.8 (0.5 to 1.3).46
  White, non-HispanicReferent
Sex
  MaleReferentReferent
  Female1.5 (1.1 to 2.1).020.9 (0.8 to 1.2).63
Age at diagnosis, y
  0-4ReferentReferent
  5-91.3 (0.8 to 2.1).241.0 (0.8 to 1.4).89
  10-141.5 (0.9 to 2.3).110.8 (0.6 to 1.1).11
  15 and older1.8 (1.1 to 3.0).021.0 (0.7 to 1.4).85
Household income at 2017-2019
  <$20 00039.2 (20.6 to 74.8)<.0010.2 (0.1 to 0.3)<.001
  $20 000-$39 99925.4 (13.4 to 47.9)<.0010.2 (0.1 to 0.3)<.001
  $40 000-$59 99919.2 (10.2 to 36.0)<.0010.3 (0.2 to 0.5)<.001
  $60 000-$79 9994.6 (2.2 to 9.9)<.000.5 (0.3 to 0.7)<.001
  $80 000-$99 9992.8 (1.3 to 6.2).010.7 (0.5 to 1.2).19
  ≥$100 000ReferentReferent
  Missing0.26 (0.18 to 0.37)<.001
Chest radiation or total body irradiation
  NoReferentReferent
  Yes1.3 (0.9 to 1.8).100.9 (0.6 to 1.2).30
Abdominal or pelvic radiation or total body irradiation
  NoN/AReferent
  Yes0.9 (0.7 to 1.3).71
Limb, (arm or leg) or total body irradiation
  NoN/AReferent
  Yes0.9 (0.6 to 1.4).64
Any surgery
  NoN/AReferent
  Yes0.9 (0.6 to 1.2).30
Alkylating agents
  NoN/AReferent
  Yes0.9 (0.7 to 1.1).22
Anthracycline cumulative dose
  NoneN/AN/A
  1-299 mg/m2
  ≥300 mg/m2
Chronic health conditions at 2017-2019
  NoneReferentReferent
  Grade 1-21.0 (0.5 to 1.9).960.6 (0.4 to 0.9).02
  Grade 3-41.6 (0.8 to 2.9).150.5 (0.4 to 0.8).006
Medicaid expansion state resident
  NoReferentReferent
  Yes0.9 (0.6 to 1.3).481.1 (0.8 to 1.4).54
Demographic and clinical characteristicsUnderinsurance
a,b
Perceived insurance stabilitya
OR (95% CI)POR (95% CI)P
Age at 2017-2019, y
  18-25ReferentReferent
  26-292.1 (0.9 to 5.0).100.7 (0.4 to 1.3).23
  30-341.1 (0.4 to 2.5).890.6 (0.4 to 1.1).10
  35-391.0 (0.4 to 2.1).900.7 (0.4 to 1.1).14
  40-440.9 (0.4 to 2.1).840.6 (0.3 to 1.0).05
  45-491.1 (0.5 to 2.5).850.6 (0.4 to 1.1).09
  50 and older1.4 (0.6 to 3.4).410.4 (0.2 to 0.8).003
Race and ethnicity
  Black, non-HispanicN/A0.7 (0.4 to 1.2).24
  Hispanic0.6 (0.4 to 0.9).02
  Otherc0.8 (0.5 to 1.3).46
  White, non-HispanicReferent
Sex
  MaleReferentReferent
  Female1.5 (1.1 to 2.1).020.9 (0.8 to 1.2).63
Age at diagnosis, y
  0-4ReferentReferent
  5-91.3 (0.8 to 2.1).241.0 (0.8 to 1.4).89
  10-141.5 (0.9 to 2.3).110.8 (0.6 to 1.1).11
  15 and older1.8 (1.1 to 3.0).021.0 (0.7 to 1.4).85
Household income at 2017-2019
  <$20 00039.2 (20.6 to 74.8)<.0010.2 (0.1 to 0.3)<.001
  $20 000-$39 99925.4 (13.4 to 47.9)<.0010.2 (0.1 to 0.3)<.001
  $40 000-$59 99919.2 (10.2 to 36.0)<.0010.3 (0.2 to 0.5)<.001
  $60 000-$79 9994.6 (2.2 to 9.9)<.000.5 (0.3 to 0.7)<.001
  $80 000-$99 9992.8 (1.3 to 6.2).010.7 (0.5 to 1.2).19
  ≥$100 000ReferentReferent
  Missing0.26 (0.18 to 0.37)<.001
Chest radiation or total body irradiation
  NoReferentReferent
  Yes1.3 (0.9 to 1.8).100.9 (0.6 to 1.2).30
Abdominal or pelvic radiation or total body irradiation
  NoN/AReferent
  Yes0.9 (0.7 to 1.3).71
Limb, (arm or leg) or total body irradiation
  NoN/AReferent
  Yes0.9 (0.6 to 1.4).64
Any surgery
  NoN/AReferent
  Yes0.9 (0.6 to 1.2).30
Alkylating agents
  NoN/AReferent
  Yes0.9 (0.7 to 1.1).22
Anthracycline cumulative dose
  NoneN/AN/A
  1-299 mg/m2
  ≥300 mg/m2
Chronic health conditions at 2017-2019
  NoneReferentReferent
  Grade 1-21.0 (0.5 to 1.9).960.6 (0.4 to 0.9).02
  Grade 3-41.6 (0.8 to 2.9).150.5 (0.4 to 0.8).006
Medicaid expansion state resident
  NoReferentReferent
  Yes0.9 (0.6 to 1.3).481.1 (0.8 to 1.4).54
a

Limited to participants who were administered and responded to the 2017-2019 survey: survivors N = 4030. Model covariates include variables statistically significant in univariate analyses at P < .2; covariates for the multivariable models not meeting this significance threshold indicated as not applicable (N/A). Underinsurance was defined as spending >10% of household income on out-of-pocket medical expenses. Perceived insurance stability was generated from an item asking about participants’ concern regarding maintaining current level of insurance coverage.  Statistical significance at P < .05.

b

Participants missing household income were excluded as required to calculate underinsurance.

c

Other designates participants indicating other race groups or multiple race groups.

Table 4.

Adjusted odds ratios (ORs) and 95% confidence intervals (CIs) post–Affordable Care Act (2017-2019) of underinsurance and perceived insurance stability among insured childhood cancer survivors

Demographic and clinical characteristicsUnderinsurance
a,b
Perceived insurance stabilitya
OR (95% CI)POR (95% CI)P
Age at 2017-2019, y
  18-25ReferentReferent
  26-292.1 (0.9 to 5.0).100.7 (0.4 to 1.3).23
  30-341.1 (0.4 to 2.5).890.6 (0.4 to 1.1).10
  35-391.0 (0.4 to 2.1).900.7 (0.4 to 1.1).14
  40-440.9 (0.4 to 2.1).840.6 (0.3 to 1.0).05
  45-491.1 (0.5 to 2.5).850.6 (0.4 to 1.1).09
  50 and older1.4 (0.6 to 3.4).410.4 (0.2 to 0.8).003
Race and ethnicity
  Black, non-HispanicN/A0.7 (0.4 to 1.2).24
  Hispanic0.6 (0.4 to 0.9).02
  Otherc0.8 (0.5 to 1.3).46
  White, non-HispanicReferent
Sex
  MaleReferentReferent
  Female1.5 (1.1 to 2.1).020.9 (0.8 to 1.2).63
Age at diagnosis, y
  0-4ReferentReferent
  5-91.3 (0.8 to 2.1).241.0 (0.8 to 1.4).89
  10-141.5 (0.9 to 2.3).110.8 (0.6 to 1.1).11
  15 and older1.8 (1.1 to 3.0).021.0 (0.7 to 1.4).85
Household income at 2017-2019
  <$20 00039.2 (20.6 to 74.8)<.0010.2 (0.1 to 0.3)<.001
  $20 000-$39 99925.4 (13.4 to 47.9)<.0010.2 (0.1 to 0.3)<.001
  $40 000-$59 99919.2 (10.2 to 36.0)<.0010.3 (0.2 to 0.5)<.001
  $60 000-$79 9994.6 (2.2 to 9.9)<.000.5 (0.3 to 0.7)<.001
  $80 000-$99 9992.8 (1.3 to 6.2).010.7 (0.5 to 1.2).19
  ≥$100 000ReferentReferent
  Missing0.26 (0.18 to 0.37)<.001
Chest radiation or total body irradiation
  NoReferentReferent
  Yes1.3 (0.9 to 1.8).100.9 (0.6 to 1.2).30
Abdominal or pelvic radiation or total body irradiation
  NoN/AReferent
  Yes0.9 (0.7 to 1.3).71
Limb, (arm or leg) or total body irradiation
  NoN/AReferent
  Yes0.9 (0.6 to 1.4).64
Any surgery
  NoN/AReferent
  Yes0.9 (0.6 to 1.2).30
Alkylating agents
  NoN/AReferent
  Yes0.9 (0.7 to 1.1).22
Anthracycline cumulative dose
  NoneN/AN/A
  1-299 mg/m2
  ≥300 mg/m2
Chronic health conditions at 2017-2019
  NoneReferentReferent
  Grade 1-21.0 (0.5 to 1.9).960.6 (0.4 to 0.9).02
  Grade 3-41.6 (0.8 to 2.9).150.5 (0.4 to 0.8).006
Medicaid expansion state resident
  NoReferentReferent
  Yes0.9 (0.6 to 1.3).481.1 (0.8 to 1.4).54
Demographic and clinical characteristicsUnderinsurance
a,b
Perceived insurance stabilitya
OR (95% CI)POR (95% CI)P
Age at 2017-2019, y
  18-25ReferentReferent
  26-292.1 (0.9 to 5.0).100.7 (0.4 to 1.3).23
  30-341.1 (0.4 to 2.5).890.6 (0.4 to 1.1).10
  35-391.0 (0.4 to 2.1).900.7 (0.4 to 1.1).14
  40-440.9 (0.4 to 2.1).840.6 (0.3 to 1.0).05
  45-491.1 (0.5 to 2.5).850.6 (0.4 to 1.1).09
  50 and older1.4 (0.6 to 3.4).410.4 (0.2 to 0.8).003
Race and ethnicity
  Black, non-HispanicN/A0.7 (0.4 to 1.2).24
  Hispanic0.6 (0.4 to 0.9).02
  Otherc0.8 (0.5 to 1.3).46
  White, non-HispanicReferent
Sex
  MaleReferentReferent
  Female1.5 (1.1 to 2.1).020.9 (0.8 to 1.2).63
Age at diagnosis, y
  0-4ReferentReferent
  5-91.3 (0.8 to 2.1).241.0 (0.8 to 1.4).89
  10-141.5 (0.9 to 2.3).110.8 (0.6 to 1.1).11
  15 and older1.8 (1.1 to 3.0).021.0 (0.7 to 1.4).85
Household income at 2017-2019
  <$20 00039.2 (20.6 to 74.8)<.0010.2 (0.1 to 0.3)<.001
  $20 000-$39 99925.4 (13.4 to 47.9)<.0010.2 (0.1 to 0.3)<.001
  $40 000-$59 99919.2 (10.2 to 36.0)<.0010.3 (0.2 to 0.5)<.001
  $60 000-$79 9994.6 (2.2 to 9.9)<.000.5 (0.3 to 0.7)<.001
  $80 000-$99 9992.8 (1.3 to 6.2).010.7 (0.5 to 1.2).19
  ≥$100 000ReferentReferent
  Missing0.26 (0.18 to 0.37)<.001
Chest radiation or total body irradiation
  NoReferentReferent
  Yes1.3 (0.9 to 1.8).100.9 (0.6 to 1.2).30
Abdominal or pelvic radiation or total body irradiation
  NoN/AReferent
  Yes0.9 (0.7 to 1.3).71
Limb, (arm or leg) or total body irradiation
  NoN/AReferent
  Yes0.9 (0.6 to 1.4).64
Any surgery
  NoN/AReferent
  Yes0.9 (0.6 to 1.2).30
Alkylating agents
  NoN/AReferent
  Yes0.9 (0.7 to 1.1).22
Anthracycline cumulative dose
  NoneN/AN/A
  1-299 mg/m2
  ≥300 mg/m2
Chronic health conditions at 2017-2019
  NoneReferentReferent
  Grade 1-21.0 (0.5 to 1.9).960.6 (0.4 to 0.9).02
  Grade 3-41.6 (0.8 to 2.9).150.5 (0.4 to 0.8).006
Medicaid expansion state resident
  NoReferentReferent
  Yes0.9 (0.6 to 1.3).481.1 (0.8 to 1.4).54
a

Limited to participants who were administered and responded to the 2017-2019 survey: survivors N = 4030. Model covariates include variables statistically significant in univariate analyses at P < .2; covariates for the multivariable models not meeting this significance threshold indicated as not applicable (N/A). Underinsurance was defined as spending >10% of household income on out-of-pocket medical expenses. Perceived insurance stability was generated from an item asking about participants’ concern regarding maintaining current level of insurance coverage.  Statistical significance at P < .05.

b

Participants missing household income were excluded as required to calculate underinsurance.

c

Other designates participants indicating other race groups or multiple race groups.

Longitudinal changes in insurance coverage among survivors and siblings

Among the longitudinal sample, changes in coverage pre-ACA to post-ACA revealed that age at survey, age at diagnosis, and household income were the statistically significant factors associated with either losing or gaining coverage after the ACA (Table 5). Older survivors were statistically significantly less likely to have lost insurance (ages 45-49 years and 50 years and older: OR = 0.3-0.4 vs ages 30-34 years). Compared with households with incomes of $100 000 or more, survivors and siblings with incomes less than $40 000 per year gained insurance. At the same time, survivors and siblings making up to $60 000 per year lost insurance from pre- to post-ACA in comparison with incomes of $100 000 per year or more. No treatment variables were statistically significant in multivariable models.

Table 5.

Adjusted odds ratios (ORs) and 95% confidence intervals (CIs) of losing or gaining insurance from pre–Affordable Care Act (ACA; 2007-2009) to post-ACA (2017-2019) implementation among survivors and siblings who completed both pre- and post-ACA surveysa

DemographicsSurvivors
Siblings
Gained coverage
a
Lost coveragea
Survivors
Siblings
Survivors
Siblings
TotalNo changeGainedLostTotalNo changeGainedLostOR (95% CI)POR (95% CI)POR (95% CI)POR (95% CI)P
Age at 2017-2019, y
  30-348269211392964ReferentReferentReferentReferent
  35-3931728613187970181.4 (0.3 to 6.6).670.0 (0.0 to 0.4).0080.4 (0.2 to 0.8).021.2 (0.3 to 4.9).80
  40-4435331413269990541.5 (0.3 to 6.9).640.4 (0.1 to 1.7).210.4 (0.2 to 1.0).060.7 (0.1 to 3.3).65
  45-493563241319127117371.6 (0.3 to 8.4).570.2 (0.0 to 1.1).060.4 (0.1 to 0.9).041.3 (0.3 to 5.4).75
  50 and older5334931624299284691.2 (0.2 to 6.8).860.2 (0.0 to 0.7).0150.3 (0.1 to 0.9).040.7 (0.2 to 2.8).64
Race and ethnicity
  Black, non-Hispanic30272187012.7 (0.6 to 12.4).190.0 (0.0 to 12.8).500.7 (0.1 to 5.7).771.9 (0.2 to 20.7).59
  Hispanic6254261817101.0 (0.2 to 4.3).992.8 (0.2 to 33.6).411.3 (0.5 to 3.3).540.0 (0.0 to 2.2).17
  Otherb9384633630332.1 (0.9 to 5.3).103.2 (0.7 to 14.9).140.6 (0.2 to 2.0).411.4 (0.3 to 5.3).67
  White, non-Hispanic1456132147885815361728ReferentReferentReferentReferent
Age at diagnosis, y
  0-46706072538N/AN/AN/ANAReferentN/AReferentN/A
  5-935231111301.2 (0.5 to 2.7).652.6 (1.4 to 4.7).002
  10-1433229811231.5 (0.6 to 4.1).422.8 (1.3 to 6.0).01
  15 and older2872701072.1 (0.7 to 6.7).211.0 (0.3 to 3.0).99
Household incomec
  <$20 0001261025192116143.9 (1.1 to 13.5).0311.4 (0.6 to 225.4).1111.2 (4.3 to 29.5)<.00169.9 (6.7 to 732.4)<.001
  $20 000-$39 999273220203363458106.7 (2.5 to 17.7)<.00145.1 (5.2 to 392.0)<.0019.9 (4.0 to 24.7)<.00147.9 (5.9 to 390.4)<.001
  $40 000-$59 9992832589169681872.3 (0.8 to 6.6).1329.1 (3.4 to 250.4).0023.7 (1.4 to 9.6).00817.8 (2.1 to 150.8).008
  $60 000-$79 9992572465610295251.3 (0.4 to 4.4).676.3 (0.5 to 74.1).141.4 (0.4 to 4.5).5612.8 (1.4 to 113.4).022
  $80 000-$99 999185175649289122.0 (0.6 to 6.4).243.4 (0.2 to 56.8).391.3 (0.4 to 4.8).665.0 (0.4 to 56.7).19
  ≥$100 0003803686624023811ReferentReferentReferentReferent
 Missing1371176142926033.8 (1.2 to 12.3).030.0 (0.0 to 3.3).147.2 (2.7 to 19.5)<.00129.1 (2.8 to 302.9).005
Chest radiation395366920N/AN/AN/ANA0.6 (0.3 to 1.2).16N/A0.8 (0.5 to 1.3).36N/A
Any surgery126711534074N/AN/AN/AN/A1.0 (0.5 to 1.8).94N/A1.1 (0.7 to 1.9).64N/A
Chronic health conditionsc
  None237214914192168915ReferentReferentReferentReferent
  Grade 1-2725646354435833011171.3 (0.6 to 2.8).520.9 (0.3 to 2.4).761.0 (0.5 to 1.9).970.7 (0.3 to 1.4).29
  Grade 3-467962613409392100.5 (0.2 to 1.2).120.3 (0.0 to 3.0).320.9 (0.5 to 1.8).750.0 (0.0 to 0.3)<.001
Medicaid expansion
state resident
  No339310151412611556ReferentReferentReferentReferent
  Yes13021176428451747516260.7 (0.4 to 1.3).300.4 (0.1 to 1.2).111.4 (0.8 to 2.6).250.9 (0.3 to 2.5).88
DemographicsSurvivors
Siblings
Gained coverage
a
Lost coveragea
Survivors
Siblings
Survivors
Siblings
TotalNo changeGainedLostTotalNo changeGainedLostOR (95% CI)POR (95% CI)POR (95% CI)POR (95% CI)P
Age at 2017-2019, y
  30-348269211392964ReferentReferentReferentReferent
  35-3931728613187970181.4 (0.3 to 6.6).670.0 (0.0 to 0.4).0080.4 (0.2 to 0.8).021.2 (0.3 to 4.9).80
  40-4435331413269990541.5 (0.3 to 6.9).640.4 (0.1 to 1.7).210.4 (0.2 to 1.0).060.7 (0.1 to 3.3).65
  45-493563241319127117371.6 (0.3 to 8.4).570.2 (0.0 to 1.1).060.4 (0.1 to 0.9).041.3 (0.3 to 5.4).75
  50 and older5334931624299284691.2 (0.2 to 6.8).860.2 (0.0 to 0.7).0150.3 (0.1 to 0.9).040.7 (0.2 to 2.8).64
Race and ethnicity
  Black, non-Hispanic30272187012.7 (0.6 to 12.4).190.0 (0.0 to 12.8).500.7 (0.1 to 5.7).771.9 (0.2 to 20.7).59
  Hispanic6254261817101.0 (0.2 to 4.3).992.8 (0.2 to 33.6).411.3 (0.5 to 3.3).540.0 (0.0 to 2.2).17
  Otherb9384633630332.1 (0.9 to 5.3).103.2 (0.7 to 14.9).140.6 (0.2 to 2.0).411.4 (0.3 to 5.3).67
  White, non-Hispanic1456132147885815361728ReferentReferentReferentReferent
Age at diagnosis, y
  0-46706072538N/AN/AN/ANAReferentN/AReferentN/A
  5-935231111301.2 (0.5 to 2.7).652.6 (1.4 to 4.7).002
  10-1433229811231.5 (0.6 to 4.1).422.8 (1.3 to 6.0).01
  15 and older2872701072.1 (0.7 to 6.7).211.0 (0.3 to 3.0).99
Household incomec
  <$20 0001261025192116143.9 (1.1 to 13.5).0311.4 (0.6 to 225.4).1111.2 (4.3 to 29.5)<.00169.9 (6.7 to 732.4)<.001
  $20 000-$39 999273220203363458106.7 (2.5 to 17.7)<.00145.1 (5.2 to 392.0)<.0019.9 (4.0 to 24.7)<.00147.9 (5.9 to 390.4)<.001
  $40 000-$59 9992832589169681872.3 (0.8 to 6.6).1329.1 (3.4 to 250.4).0023.7 (1.4 to 9.6).00817.8 (2.1 to 150.8).008
  $60 000-$79 9992572465610295251.3 (0.4 to 4.4).676.3 (0.5 to 74.1).141.4 (0.4 to 4.5).5612.8 (1.4 to 113.4).022
  $80 000-$99 999185175649289122.0 (0.6 to 6.4).243.4 (0.2 to 56.8).391.3 (0.4 to 4.8).665.0 (0.4 to 56.7).19
  ≥$100 0003803686624023811ReferentReferentReferentReferent
 Missing1371176142926033.8 (1.2 to 12.3).030.0 (0.0 to 3.3).147.2 (2.7 to 19.5)<.00129.1 (2.8 to 302.9).005
Chest radiation395366920N/AN/AN/ANA0.6 (0.3 to 1.2).16N/A0.8 (0.5 to 1.3).36N/A
Any surgery126711534074N/AN/AN/AN/A1.0 (0.5 to 1.8).94N/A1.1 (0.7 to 1.9).64N/A
Chronic health conditionsc
  None237214914192168915ReferentReferentReferentReferent
  Grade 1-2725646354435833011171.3 (0.6 to 2.8).520.9 (0.3 to 2.4).761.0 (0.5 to 1.9).970.7 (0.3 to 1.4).29
  Grade 3-467962613409392100.5 (0.2 to 1.2).120.3 (0.0 to 3.0).320.9 (0.5 to 1.8).750.0 (0.0 to 0.3)<.001
Medicaid expansion
state resident
  No339310151412611556ReferentReferentReferentReferent
  Yes13021176428451747516260.7 (0.4 to 1.3).300.4 (0.1 to 1.2).111.4 (0.8 to 2.6).250.9 (0.3 to 2.5).88
a

Limited to participants who responded to both 2007-2009 survey and the 2017-2019 survey and without missing data for model variables.  Multivariable multinomial logistic regressions were conducted, with no change in insurance as reference. Model covariates include variables statistically significant in univariate analyses at P < .2; covariates for the multivariable models not meeting this significance threshold indicated as not applicable (N/A). Statistical significance at P < .05.

b

Other designates participants indicating other race groups or multiple race groups.

c

Household income and chronic conditions as of 2007-2009 survey.

Table 5.

Adjusted odds ratios (ORs) and 95% confidence intervals (CIs) of losing or gaining insurance from pre–Affordable Care Act (ACA; 2007-2009) to post-ACA (2017-2019) implementation among survivors and siblings who completed both pre- and post-ACA surveysa

DemographicsSurvivors
Siblings
Gained coverage
a
Lost coveragea
Survivors
Siblings
Survivors
Siblings
TotalNo changeGainedLostTotalNo changeGainedLostOR (95% CI)POR (95% CI)POR (95% CI)POR (95% CI)P
Age at 2017-2019, y
  30-348269211392964ReferentReferentReferentReferent
  35-3931728613187970181.4 (0.3 to 6.6).670.0 (0.0 to 0.4).0080.4 (0.2 to 0.8).021.2 (0.3 to 4.9).80
  40-4435331413269990541.5 (0.3 to 6.9).640.4 (0.1 to 1.7).210.4 (0.2 to 1.0).060.7 (0.1 to 3.3).65
  45-493563241319127117371.6 (0.3 to 8.4).570.2 (0.0 to 1.1).060.4 (0.1 to 0.9).041.3 (0.3 to 5.4).75
  50 and older5334931624299284691.2 (0.2 to 6.8).860.2 (0.0 to 0.7).0150.3 (0.1 to 0.9).040.7 (0.2 to 2.8).64
Race and ethnicity
  Black, non-Hispanic30272187012.7 (0.6 to 12.4).190.0 (0.0 to 12.8).500.7 (0.1 to 5.7).771.9 (0.2 to 20.7).59
  Hispanic6254261817101.0 (0.2 to 4.3).992.8 (0.2 to 33.6).411.3 (0.5 to 3.3).540.0 (0.0 to 2.2).17
  Otherb9384633630332.1 (0.9 to 5.3).103.2 (0.7 to 14.9).140.6 (0.2 to 2.0).411.4 (0.3 to 5.3).67
  White, non-Hispanic1456132147885815361728ReferentReferentReferentReferent
Age at diagnosis, y
  0-46706072538N/AN/AN/ANAReferentN/AReferentN/A
  5-935231111301.2 (0.5 to 2.7).652.6 (1.4 to 4.7).002
  10-1433229811231.5 (0.6 to 4.1).422.8 (1.3 to 6.0).01
  15 and older2872701072.1 (0.7 to 6.7).211.0 (0.3 to 3.0).99
Household incomec
  <$20 0001261025192116143.9 (1.1 to 13.5).0311.4 (0.6 to 225.4).1111.2 (4.3 to 29.5)<.00169.9 (6.7 to 732.4)<.001
  $20 000-$39 999273220203363458106.7 (2.5 to 17.7)<.00145.1 (5.2 to 392.0)<.0019.9 (4.0 to 24.7)<.00147.9 (5.9 to 390.4)<.001
  $40 000-$59 9992832589169681872.3 (0.8 to 6.6).1329.1 (3.4 to 250.4).0023.7 (1.4 to 9.6).00817.8 (2.1 to 150.8).008
  $60 000-$79 9992572465610295251.3 (0.4 to 4.4).676.3 (0.5 to 74.1).141.4 (0.4 to 4.5).5612.8 (1.4 to 113.4).022
  $80 000-$99 999185175649289122.0 (0.6 to 6.4).243.4 (0.2 to 56.8).391.3 (0.4 to 4.8).665.0 (0.4 to 56.7).19
  ≥$100 0003803686624023811ReferentReferentReferentReferent
 Missing1371176142926033.8 (1.2 to 12.3).030.0 (0.0 to 3.3).147.2 (2.7 to 19.5)<.00129.1 (2.8 to 302.9).005
Chest radiation395366920N/AN/AN/ANA0.6 (0.3 to 1.2).16N/A0.8 (0.5 to 1.3).36N/A
Any surgery126711534074N/AN/AN/AN/A1.0 (0.5 to 1.8).94N/A1.1 (0.7 to 1.9).64N/A
Chronic health conditionsc
  None237214914192168915ReferentReferentReferentReferent
  Grade 1-2725646354435833011171.3 (0.6 to 2.8).520.9 (0.3 to 2.4).761.0 (0.5 to 1.9).970.7 (0.3 to 1.4).29
  Grade 3-467962613409392100.5 (0.2 to 1.2).120.3 (0.0 to 3.0).320.9 (0.5 to 1.8).750.0 (0.0 to 0.3)<.001
Medicaid expansion
state resident
  No339310151412611556ReferentReferentReferentReferent
  Yes13021176428451747516260.7 (0.4 to 1.3).300.4 (0.1 to 1.2).111.4 (0.8 to 2.6).250.9 (0.3 to 2.5).88
DemographicsSurvivors
Siblings
Gained coverage
a
Lost coveragea
Survivors
Siblings
Survivors
Siblings
TotalNo changeGainedLostTotalNo changeGainedLostOR (95% CI)POR (95% CI)POR (95% CI)POR (95% CI)P
Age at 2017-2019, y
  30-348269211392964ReferentReferentReferentReferent
  35-3931728613187970181.4 (0.3 to 6.6).670.0 (0.0 to 0.4).0080.4 (0.2 to 0.8).021.2 (0.3 to 4.9).80
  40-4435331413269990541.5 (0.3 to 6.9).640.4 (0.1 to 1.7).210.4 (0.2 to 1.0).060.7 (0.1 to 3.3).65
  45-493563241319127117371.6 (0.3 to 8.4).570.2 (0.0 to 1.1).060.4 (0.1 to 0.9).041.3 (0.3 to 5.4).75
  50 and older5334931624299284691.2 (0.2 to 6.8).860.2 (0.0 to 0.7).0150.3 (0.1 to 0.9).040.7 (0.2 to 2.8).64
Race and ethnicity
  Black, non-Hispanic30272187012.7 (0.6 to 12.4).190.0 (0.0 to 12.8).500.7 (0.1 to 5.7).771.9 (0.2 to 20.7).59
  Hispanic6254261817101.0 (0.2 to 4.3).992.8 (0.2 to 33.6).411.3 (0.5 to 3.3).540.0 (0.0 to 2.2).17
  Otherb9384633630332.1 (0.9 to 5.3).103.2 (0.7 to 14.9).140.6 (0.2 to 2.0).411.4 (0.3 to 5.3).67
  White, non-Hispanic1456132147885815361728ReferentReferentReferentReferent
Age at diagnosis, y
  0-46706072538N/AN/AN/ANAReferentN/AReferentN/A
  5-935231111301.2 (0.5 to 2.7).652.6 (1.4 to 4.7).002
  10-1433229811231.5 (0.6 to 4.1).422.8 (1.3 to 6.0).01
  15 and older2872701072.1 (0.7 to 6.7).211.0 (0.3 to 3.0).99
Household incomec
  <$20 0001261025192116143.9 (1.1 to 13.5).0311.4 (0.6 to 225.4).1111.2 (4.3 to 29.5)<.00169.9 (6.7 to 732.4)<.001
  $20 000-$39 999273220203363458106.7 (2.5 to 17.7)<.00145.1 (5.2 to 392.0)<.0019.9 (4.0 to 24.7)<.00147.9 (5.9 to 390.4)<.001
  $40 000-$59 9992832589169681872.3 (0.8 to 6.6).1329.1 (3.4 to 250.4).0023.7 (1.4 to 9.6).00817.8 (2.1 to 150.8).008
  $60 000-$79 9992572465610295251.3 (0.4 to 4.4).676.3 (0.5 to 74.1).141.4 (0.4 to 4.5).5612.8 (1.4 to 113.4).022
  $80 000-$99 999185175649289122.0 (0.6 to 6.4).243.4 (0.2 to 56.8).391.3 (0.4 to 4.8).665.0 (0.4 to 56.7).19
  ≥$100 0003803686624023811ReferentReferentReferentReferent
 Missing1371176142926033.8 (1.2 to 12.3).030.0 (0.0 to 3.3).147.2 (2.7 to 19.5)<.00129.1 (2.8 to 302.9).005
Chest radiation395366920N/AN/AN/ANA0.6 (0.3 to 1.2).16N/A0.8 (0.5 to 1.3).36N/A
Any surgery126711534074N/AN/AN/AN/A1.0 (0.5 to 1.8).94N/A1.1 (0.7 to 1.9).64N/A
Chronic health conditionsc
  None237214914192168915ReferentReferentReferentReferent
  Grade 1-2725646354435833011171.3 (0.6 to 2.8).520.9 (0.3 to 2.4).761.0 (0.5 to 1.9).970.7 (0.3 to 1.4).29
  Grade 3-467962613409392100.5 (0.2 to 1.2).120.3 (0.0 to 3.0).320.9 (0.5 to 1.8).750.0 (0.0 to 0.3)<.001
Medicaid expansion
state resident
  No339310151412611556ReferentReferentReferentReferent
  Yes13021176428451747516260.7 (0.4 to 1.3).300.4 (0.1 to 1.2).111.4 (0.8 to 2.6).250.9 (0.3 to 2.5).88
a

Limited to participants who responded to both 2007-2009 survey and the 2017-2019 survey and without missing data for model variables.  Multivariable multinomial logistic regressions were conducted, with no change in insurance as reference. Model covariates include variables statistically significant in univariate analyses at P < .2; covariates for the multivariable models not meeting this significance threshold indicated as not applicable (N/A). Statistical significance at P < .05.

b

Other designates participants indicating other race groups or multiple race groups.

c

Household income and chronic conditions as of 2007-2009 survey.

As a supplementary analysis, we examined if changes in coverage differed by whether income did not change, decreased, or increased within the income categories pre- and post-ACA; decreases in income were associated with gains and losses of coverage (Supplementary Table 4, available online).

Discussion

The ACA expanded health insurance coverage to more than 20 million people and has provided affordable insurance options to millions more in the United States (24). In this first comprehensive study of insurance post-ACA among long-term adult survivors of childhood cancer, we found that survivors and their siblings had a higher proportion with health insurance coverage post-ACA implementation, which supported our hypothesis that both groups would benefit from the ACA. Survivors compared with siblings had public insurance coverage at a higher proportion post-ACA, with larger odds of having public insurance among those residing in Medicaid expansion states. The proportion with insurance coverage increases was higher among survivors aged 18-25 years, likely reflecting the expanded dependent coverage and Medicaid income eligibility provisions of the ACA (25). Yet, underinsurance is of concern, with insured survivors reporting spending proportionally more of their income on medical care than insured siblings.

Our findings identify important insurance coverage improvements for survivors of childhood cancer approximately 10 years after ACA implementation. Prior to the ACA, young adults aged 18-25 years had highest prevalence of being uninsured. We found substantial insurance gains for this age group in our post-ACA analysis, similar to national trends (26). In longitudinal models, middle- and lower-income survivors (making <$60 000 yearly) were more likely to lose insurance after the ACA, although survivors making less than $40 000 yearly also gained insurance. During 2019, the last post-ACA year in our assessment, subsidy qualifications were limited to 100%-400% of the federal poverty level, which for a qualifying individual at this time was a monthly income limit range of $1426-$5704 (approximately $17 112-$68 448 yearly) (27). These results echo national data demonstrating that middle-income individuals are most affected by the lack of subsidies (28). More recently, subsidy expansion has increased insurance enrollment (29), but these subsidies are set to expire in 2026. Zero-premium plans offered on the 2021-2022 marketplace have had frequent turnover, highlighting that even if subsidies make specific plans affordable at enrollment, they may not remain affordable (30).

In our post-ACA analyses, survivors living in Medicaid expansion states were more than 2 times likely to have public insurance than survivors living in nonexpansion states (31). Multiple studies report that Medicaid expansion helped reduce certain disparities in insurance coverage (32,33). However, despite these higher odds of public coverage among all survivors, we found that Hispanic childhood cancer survivors remained less likely to be insured with either public or private coverage. Also, Black and Other race survivors were less likely to have private coverage than their White counterparts. Although most studies of insurance after the ACA among survivors have found reductions in certain racial and ethnic disparities related to insurance coverage (12,32), as of this writing, 9 states have still not expanded Medicaid eligibility to their residents (34). Although the ACA has led to important gains in insurance coverage, insurance disparities may widen for survivors residing in nonexpansion states.

One ACA hallmark is the protections to individuals with preexisting medical conditions, who previously had limited affordable insurance options outside employment or public coverage. In our post-ACA models, survivors with severe grade 3-4 conditions were more likely to have public coverage than survivors with no chronic conditions, but there were no differences for private coverage. However, survivors compared with siblings were more likely to perceive their insurance coverage as not stable. Worries about stability were also more common among survivors with chronic conditions, who were low to middle income or were Hispanic. Insurance stability is of concern as coverage disruptions are associated with decreases in receipt of preventive services, treatment, and survival following cancer diagnosis (13). Thus, although the ACA has protected individuals with health conditions and offered expanded coverage options, worries related to stability of coverage persist for some survivors (21).

Thus, we found that Medicaid and dependent coverage expansion and coverage for individuals with preexisting conditions may have potentially narrowed disparities in insurance coverage but that challenges in insurance access remain. Almost 10% of survivors in our population remain uninsured or underinsured a decade into the ACA (35). At the same time, multiple prior reports demonstrate that post-ACA health care remains unaffordable for many childhood cancer survivors (36,37). Our findings show that, although childhood cancer survivors have higher levels of insurance coverage post-ACA, efforts to improve insurance access for middle-income survivors and those residing in non-Medicaid expansion states may be inadequate, and coverage quality remains a concern (38).

This study has limitations. Because of the largely cross-sectional study design, we cannot causally attribute changes in insurance coverage to the ACA, nor can we disentangle which ACA provision (eg, Medicaid expansion, dependent coverage) directly affected insurance coverage. Our measure of insurance stability was based on participants’ perceptions and may not capture actual interruptions in coverage; at the same time, capturing underinsurance as out-of-pocket costs proportional to income has limitations. However, both provide important markers of health insurance quality and indicate the need for better patient-driven perspectives on insurance cost and quality.

Siblings were used as the comparison group rather than individuals in the general population. As cancer could have affected the economic trajectories of both survivors and their siblings, our results may understate how survivors fare compared with the general population regarding improvements in insurance post-ACA. Our analyses are limited by the pre-ACA survey that did not collect type of health insurance, thus changes in coverage post-ACA should be interpreted with caution. Although the CCSS has launched multiple strategies to maximize the inclusion of racial and ethnic minorities in the cohort (39), this is a largely White population, which might overestimate insurance coverage among the survivor population as a whole. Finally, for the longitudinal analyses, because of size limitations, the estimates for race and ethnicity and household income should be interpreted with caution. However, this study also has numerous strengths including the large cohort, 2 timepoints to evaluate insurance coverage, geographic diversity, and multiple measures of coverage relevant in the post-ACA time frame.

In this national assessment, we found that although insurance coverage for long-term survivors of childhood cancer and siblings improved approximately 10 years after ACA implementation, certain disparities among survivors remain. Survivors—particularly middle to lower income—gained and lost insurance coverage compared with those with higher incomes and perceived their coverage as unstable, which is of concern as coverage disruptions have been linked to poorer receipt of survivorship care (35). In sum, the results of this CCSS study demonstrate the importance of continued efforts to monitor health insurance coverage post-ACA implementation to ensure that all childhood cancer survivors have accessible and affordable coverage to receive needed medical care and maintain healthy lives.

Data availability

The Childhood Cancer Survivor Study (CCSS) is a US National Cancer Institute–funded resource (U24 CA55727) to promote and facilitate research among long-term survivors of cancer diagnosed during childhood and adolescence. CCSS data are publicly available on dbGaP at https://www.ncbi.nlm.nih.gov/gap/ through its accession number phs001327.v2.p1. and on the St Jude Survivorship Portal within the St Jude Cloud at https://survivorship.stjude.cloud/. In addition, utilization of the CCSS data that leverages the expertise of CCSS Statistical and Survivorship research and resources will be considered on a case-by-case basis. For this utilization, a research application of intent followed by an analysis concept proposal must be submitted for evaluation by the CCSS Publications Committee. Users interested in utilizing this resource are encouraged to visit http://ccss.stjude.org. Full analytical data sets associated with CCSS publications since January of 2023 are also available on the St Jude Survivorship Portal at https://viz.stjude.cloud/community/cancer-survivorship-community∼4/publications.

Author contributions

Anne C. Kirchhoff, PhD (Conceptualization; Investigation; Methodology; Project administration; Writing—original draft; Writing—review & editing), Austin R Waters, MSPH (Conceptualization; Writing—original draft; Writing—review & editing), Qi Liu, MS (Formal analysis), Xu Ji, PhD (Conceptualization; Writing—original draft; Writing—review & editing), Yutaka Yatsui, PhD (Formal analysis; Methodology; Writing—original draft; Writing—review & editing), K. Robin Yabroff, PhD (Conceptualization; Writing—original draft; Writing—review & editing), Rena M. Conti, PhD (Conceptualization; Writing—original draft; Writing—review & editing), I-Chan Huang, PhD (Conceptualization; Writing—original draft; Writing—review & editing), Tara Henderson, MD (Writing—original draft; Writing—review & editing), Wendy M. Leisenring, ScD (Conceptualization; Methodology), Gregory T. Armstrong, MD (Conceptualization; Data curation; Funding acquisition; Resources; Writing—original draft; Writing—review & editing), Paul C. Nathan, MD (Conceptualization; Writing—original draft; Writing—review & editing), and Elyse R. Park, PhD (Conceptualization; Methodology; Writing—original draft; Writing—review & editing).

Funding

This work was supported by the National Cancer Institute (CA55727, G.T. Armstrong, Principal Investigator). Support to St Jude Children’s Research Hospital also provided by the Cancer Center Support (CORE) grant (CA21765, C. Roberts, Principal Investigator) and the American Lebanese-Syrian Associated Charities (ALSAC). Additional support was provided by the Huntsman Cancer Foundation (A.C. Kirchhoff, A.R. Waters). Austin R. Waters is supported by the National Cancer Institute’s National Research Service Award sponsored by the Lineberger Comprehensive Cancer Center at the University of North Carolina (T32 CA116339).

Conflicts of interest

The authors have no disclosures or conflicts of interest to report.

Acknowledgement

References

1

American Cancer Society. Cancer Facts & Figures. Atlanta, GA.

2023
. https://www.cancer.org/research/cancer-facts-statistics/all-cancer-facts-figures/2023-cancer-facts-figures.html. Accessed December 19, 2023.

2

Ehrhardt
MJ
,
Krull
KR
,
Bhakta
N
, et al.
Improving quality and quantity of life for childhood cancer survivors globally in the twenty-first century
.
Nat Rev Clin Oncol
.
2023
;
20
(
10
):
678
-
696
. doi:.

3

Dixon
SB
,
Liu
Q
,
Chow
EJ
, et al.
Specific causes of excess late mortality and association with modifiable risk factors among survivors of childhood cancer: a report from the Childhood Cancer Survivor Study cohort
.
Lancet
.
2023
;
401
(
10386
):
1447
-
1457
.

4

Bhakta
N
,
Liu
Q
,
Ness
KK
, et al.
The cumulative burden of surviving childhood cancer: An initial report from the St Jude Lifetime Cohort Study (SJLIFE)
.
Lancet
.
2017
;
390
(
10112
):
2569
-
2582
.

5

Obama
B.
United States health care reform: progress to date and next steps
.
JAMA
.
2016
;
316
(
5
):
525
-
532
.

6

Wolfson
J
,
Ruccione
K
,
Reaman
GH.
Health care reform 2010: expected favorable impact on childhood cancer patients and survivors
.
Cancer J
.
2010
;
16
(
6
):
554
-
562
.,

7

French
MT
,
Homer
J
,
Gumus
G
, et al.
Key provisions of the patient protection and Affordable Care Act (ACA): a systematic review and presentation of early research findings
.
Health Serv Res
.
2016
;
51
(
5
):
1735
-
1771
.

8

Park
ER
,
Li
FP
,
Liu
Y
, et al. ;
Childhood Cancer Survivor Study
.
Health insurance coverage in survivors of childhood cancer: the Childhood Cancer Survivor Study
.
J Clin Oncol
.
2005
;
23
(
36
):
9187
-
9197
.

9

Park
ER
,
Kirchhoff
AC
,
Nipp
RD
, et al.
Assessing health insurance coverage characteristics and impact on health care cost, worry, and access: a report from the Childhood Cancer Survivor Study
.
JAMA Intern Med
.
2017
;
177
(
12
):
1855
-
1858
.

10

Park
ER
,
Kirchhoff
AC
,
Zallen
JP
, et al.
Childhood Cancer Survivor Study participants’ perceptions and knowledge of health insurance coverage: implications for the Affordable Care Act
.
J Cancer Surviv
.
2012
;
6
(
3
):
251
-
259
.

11

Han
X
,
Jemal
A
,
Zheng
Z
, et al.
Changes in noninsurance and care unaffordability among cancer survivors following the Affordable Care Act
.
J Natl Cancer Inst
.
2019
;
112
(
7
):
688
-
697
.

12

Ji X, Hu X, Castellino SM, Mertens AC, Yabroff KR, Han X.

Narrowing insurance disparities among children and adolescents with cancer following the Affordable Care Act
.
JNCI Cancer Spectr
.
2022
;
6
(
1
):pkac006. doi:

13

Yabroff
KR
,
Reeder-Hayes
K
,
Zhao
J
, et al.
Health Insurance Coverage Disruptions and Cancer Care and Outcomes: Systematic Review of Published Research
.
J Natl Cancer Inst
.
2020
;
112
(
7
):
671
-
687
.

14

Sommers
BD
,
Gourevitch
R
,
Maylone
B
, et al.
Insurance churning rates for low-income adults under health reform: lower than expected but still harmful for many
.
Health Affairs
.
2016
;
35
(
10
):
1816
-
1824
.

15

Kent
EE
,
de Moor
JS
,
Zhao
J
, et al.
Staying at one’s job to maintain employer-based health insurance among cancer survivors and their spouses/partners
.
JAMA Oncol
.
2020
;
6
(
6
):
929
-
932
.

16

Robison
LL
,
Mertens
AC
,
Boice
JD
, et al.
Study design and cohort characteristics of the Childhood Cancer Survivor Study: a multi-institutional collaborative project
.
Med Pediatr Oncol
.
2002
;
38
(
4
):
229
-
239
.

17

Robison
LL
,
Armstrong
GT
,
Boice
JD
, et al.
The Childhood Cancer Survivor Study: a National Cancer Institute-supported resource for outcome and intervention research
.
J Clin Oncol
.
2009
;
27
(
14
):
2308
-
2318
.

18

von Elm
E
,
Altman
DG
,
Egger
M
, et al. ;
STROBE Initiative
.
The Strengthening the Reporting of Observational Studies in Epidemiology (STROBE) statement: guidelines for reporting observational studies
.
Lancet
.
2007
;
370
(
9596
):
1453
-
1457
.

19

Nathan
PC
,
Huang
IC
,
Chen
Y
, et al.
Financial hardship in adult survivors of childhood cancer in the era after implementation of the Affordable Care Act: a report from the Childhood Cancer Survivor Study
.
J Clin Oncol
.
2023
;
41
(
5
):
1000
-
1010
.

20

Nipp
RD
,
Kirchhoff
AC
,
Fair
D
, et al.
Financial burden in survivors of childhood cancer: a report from the Childhood Cancer Survivor Study
.
J Clin Oncol
.
2017
;
35
(
30
):
3474
-
3481
.

21

Park
ER
,
Kirchhoff
AC
,
Nipp
RD
, et al.
Assessing health insurance coverage characteristics and impact on health care cost, worry, and access: a report from the Childhood Cancer Survivor Study
.
JAMA Intern Med
.
2017
;
177
(
12
):
1855
-
1858
.

22

Gibson
TM
,
Mostoufi-Moab
S
,
Stratton
KL
, et al.
Temporal patterns in the risk of chronic health conditions in survivors of childhood cancer diagnosed 1970-99: A report from the Childhood Cancer Survivor Study cohort
.
Lancet Oncol
.
2018
;
19
(
12
):
1590
-
1601
.

23

Kirchhoff
AC
,
Nipp
R
,
Warner
EL
, et al.
“Job Lock” Among Long-term Survivors of Childhood Cancer: A Report From the Childhood Cancer Survivor Study
.
JAMA Oncol
.
2018
;
4
(
5
):
707
-
711
.

24

U.S. Department of Health & Human Services
. Fact Sheet: Celebrating the Affordable Care Act.
2022
. https://www.hhs.gov/about/news/2022/03/18/fact-sheet-celebrating-affordable-care-act.html. Accessed December 19, 2023.

25

Wisk
LE
,
Sharma
N.
Inequalities in young adult health insurance coverage post-federal health reform
.
J Gen Intern Med
.
2019
;
34
(
1
):
65
-
74
.

26

Sommers
BD
,
Buchmueller
T
,
Decker
SL
, et al.
The Affordable Care Act has led to significant gains in health insurance and access to care for young adults
.
Health Affairs
.
2013
;
32
(
1
):
165
-
174
.

28

Jacobs
PD
,
Hill
SC.
ACA Marketplaces Became Less Affordable Over Time For Many Middle-Class Families, Especially The Near-Elderly
.
Health Affairs
.
2021
;
40
(
11
):
1713
-
1721
.

29

Keith
K.
Subsidy cliff looms; fixing the family glitch
.
Health Affairs
.
2022
;
41
(
5
):
628
-
629
.

30

Kong
E
,
Shepard
M
,
McIntyre
A.
Turnover in zero-premium status among health insurance marketplace plans available to low-income enrollees (vol 3, e220674, 2022)
.
Jama Health Forum
.
2022
;
3
(
4
):
e220674
.,

31

Frean
M
,
Gruber
J
,
Sommers
BD.
Premium subsidies, the mandate, and Medicaid expansion: coverage effects of the Affordable Care Act
.
J Health Econ
.
2017
;
53
:
72
-
86
.

32

Moss
HA
,
Wu
J
,
Kaplan
SJ
, et al.
The Affordable Care Act’s Medicaid expansion and impact along the cancer-care continuum: a systematic review
.
JNCI J Natl Cancer Inst
.
2020
;
112
(
8
):
779
-
791
.

33

Abrahao
R
,
Maguire
FB
,
Morris
CR
, et al.
The influence of the Affordable Care Act-Dependent Care Expansion on insurance coverage among young cancer survivors in California: an updated analysis
.
Cancer Causes Control
.
2021
;
32
(
1
):
95
-
101
.

34

The Commonwealth Fund
. New Report: Affordable Care Act Has Narrowed Racial and Ethnic Gaps in Access to Health Care, But Progress Has Stalled.
2020
. https://www.commonwealthfund.org/sites/default/files/2020-01/Baumgartner_ACA_racial_ethnic_disparities_db.pdf. Accessed December 19, 2023.

35

Mobley
EM
,
Kim
SE
,
Cousineau
M
, et al.
Insurance coverage change and survivorship care among young adult survivors of childhood cancer
.
Health Serv Res
.
2022
;
57
(
1
):
159
-
171
.

36

Fiala
MA.
Disparities in health care affordability among childhood cancer survivors persist following the Affordable Care Act
.
Pediatr Blood Cancer
.
2021
;
68
(
12
):
e29370
.

37

Kuhlthau
KA
,
Nipp
RD
,
Shui
A
, et al.
Health insurance coverage, care accessibility and affordability for adult survivors of childhood cancer: a cross-sectional study of a nationally representative database
.
J Cancer Surviv
.
2016
;
10
(
6
):
964
-
971
.

38

Zhao
JX
,
Mao
ZL
,
Fedewa
SA
, et al.
The Affordable Care Act and access to care across the cancer control continuum: a review at 10 years
.
CA Cancer J Clin
.
2020
;
70
(
3
):
165
-
181
.

39

Bhatia
S
,
Gibson
TM
,
Ness
KK
, et al.
Childhood cancer survivorship research in minority populations: a position paper from the Childhood Cancer Survivor Study
.
Cancer
.
2016
;
122
(
15
):
2426
-
2439
.

This is an Open Access article distributed under the terms of the Creative Commons Attribution License (https://creativecommons.org/licenses/by/4.0/), which permits unrestricted reuse, distribution, and reproduction in any medium, provided the original work is properly cited.

Supplementary data