Deposit Insurance around the World: Issues of Design and Implementation
Contents
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11.1 Introduction 11.1 Introduction
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11.2 Deposit Insurance Adoption 11.2 Deposit Insurance Adoption
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11.3.1 Explicit versus Implicit Deposit Insurance 11.3.1 Explicit versus Implicit Deposit Insurance
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Foreign Currency Deposit Coverage Foreign Currency Deposit Coverage
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Interbank Deposit Coverage Interbank Deposit Coverage
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Amount of Coverage Amount of Coverage
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Coinsurance Coinsurance
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Extent of Coverage Extent of Coverage
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Coverage Distribution Coverage Distribution
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Premiums Premiums
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Funding Source, Administration, and Membership Funding Source, Administration, and Membership
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11.3.4 Bank Failure Resolution 11.3.4 Bank Failure Resolution
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11.3.5 Time Series: Coverage Limits, Coinsurance, and Coverage Ratios 11.3.5 Time Series: Coverage Limits, Coinsurance, and Coverage Ratios
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11.4 Main Features of the Deposit Insurance Schemes around the World 11.4 Main Features of the Deposit Insurance Schemes around the World
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11.5 Conclusion 11.5 Conclusion
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Acknowledgments Acknowledgments
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Notes Notes
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References References
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11 Deposit Insurance around the World: A Comprehensive Database
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Published:July 2008
Cite
Demirgüç-Kunt, Aslı and others,
'Deposit Insurance around the World: A Comprehensive Database'
,in Asli Demirguc-Kunt, Edward J. Kane, and Luc Laeven (eds)
,Deposit Insurance around the World: Issues of Design and Implementation
(2008;
online edn,
MIT Press Scholarship Online
, 22 Aug. 2013
), https://doi.org/10.7551/mitpress/9780262042543.003.0011,accessed 20 Oct. 2022.
Abstract
This chapter updates the earlier deposit insurance database constructed in 1999 and extends several important dimensions. The database is inclusive of fourteen different countries that are known to have adopted deposit insurance schemes since the database’s construction and even includes twelve other countries that were not initially included in the data. The chapter then mentions four distinct methods through which to improve the database. One way through which this is achieve is through the use of various country sources and targeted surveys of individual country deposit insurance agencies to help improve upon the original data. New variables such as the level of coinsurance requirements and the percentage of the value of deposits covered are also taken into account. As a result, the database now provides a better understanding on the effects of deposit insurance and will also help further research to new lengths.
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